27 Austins Way, Elkton, MD 21921 Property Records

Cecil County property record for 27 Austins Way, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,520 sqft · built 2002
Lot Size	0.689 acres (30,013 sqft)
Owner	2 Individual Names on File
Last Sale	$440,500 (Jan 2024)
Tax Bill	$4,057 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-115531`

Property Details

APN / Parcel Number

Primary APN	`05-115531`
Alternative APNs	`5115531` `115531`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,520 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	30,013 sqft (0.689 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	210 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	115531
Street Address	27 AUSTINS WAY
City	ELKTON
State	MD
Zip	21921-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 11 - .689 ACRE 27 AUSTINS WAY FOREST KNOLL
Legal Subdivision	FOREST KNOLL SEC 01
Legal Lot Number	11
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	3
Census Block	3005
Census Tract	30904

Owner

27 Austins Way is owned and occupied by two individuals who bought it in January 2024.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27 AUSTINS WAY, ELKTON, MD 21921-7405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE
Jan 21, 2022	Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2024 · Amount on File
Deed Sale	Jan 4, 2024 · Amount on File
Prior Sale	Jan 21, 2022 · Amount on File
Deed Book / Page	5413 / 395
Record Updated	Oct 29, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jan 4, 2024
Property Address	27 AUSTINS WAY, ELKTON, MD 21921-7405
Document Number	0054130395
Book / Page	5413 / 395
Map Reference	CAB 843 FO 532
Instrument Date	Dec 15, 2023
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27 AUSTINS WAY, ELKTON, MD 21921-7405

Mortgage

Document Number	0054130399
Date	Jan 4, 2024
Instrument	5413-0399

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jan 21, 2022
Property Address	27 AUSTINS WAY, ELKTON, MD 21921-7405
Document Number	0050870372
Book / Page	5087 / 372
Map Reference	LB PC 843 FO 532
Instrument Date	Nov 30, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAWYERS EXPRESS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	27 AUSTINS WAY, ELKTON, MD 21921-7405

Mortgage

Document Number	0005087378
Date	Jan 21, 2022
Instrument	5087/378

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 27 Austins Way was $4,057 with a homeowner's exemption, up 3.1% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,057.00 (+3.1%) Homeowner's exemption	$375,500 Land $100,000 Building $275,500	$375,500 Land $100,000 Building $275,500
2025	$3,935.00 Homeowner's exemption
2023	$2,920.00	$322,400 Land $100,000 Building $222,400	$322,400 Land $100,000 Building $222,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27 Austins Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Austins Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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