31 Austins Way, Elkton, MD 21921 Property Records

Cecil County property record for 31 Austins Way, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,436 sqft · built 2005
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on File
Last Sale	$398,000 (Jun 2019)
Tax Bill	$5,383 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-115558`

Property Details

APN / Parcel Number

Primary APN	`05-115558`
Alternative APNs	`5115558` `115558`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,436 sqft Total Area
Basement Area	1,056 sqft
Finished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	80,150 sqft (1.84 acres)
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	472 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	115558
Street Address	31 AUSTINS WAY
City	ELKTON
State	MD
Zip	21921-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 12 - 1.847 ACRE 31 AUSTINS WAY FOREST KNOLL
Legal Subdivision	FOREST KNOLL
Legal Lot Number	12
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	3
Census Block	3005
Census Tract	30904

Owner

31 Austins Way is owned and occupied by two individuals who bought it in June 2019.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 AUSTINS WAY, ELKTON, MD 21921-7405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage PIKE CREEK MORTGAGE SERVICES INC
Jun 25, 2019	Grant Deed, Transfer · Conventional Mortgage PIKE CRK MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Prior Sale	Sep 14, 2005
Deed Book / Page	4425 / 470
Prior Transfer Date	Jan 18, 2013
Prior Transfer Doc	0033380418
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	31 AUSTINS WAY, ELKTON, MD 21921-7405
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046350225
Date	Jul 9, 2020
Book Page	4635/225

Lender

Name	PIKE CREEK MORTGAGE SERVICES INC
Type	Mortgage Company
Address	NEWARK, DE 19711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Jun 25, 2019
Property Address	31 AUSTINS WAY, ELKTON, MD 21921-7405
Document Number	0044250470
Book / Page	004425 / 000470
Instrument Date	Jun 25, 2019
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	KIRSH TITLE SERVICES, KIRSH TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$398.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 AUSTINS WAY ELKTON MD 219217405, ELKTON, MD 21921-7405

Mortgage

Document Number	44250475
Date	Jun 25, 2019
Book Page	004425/000475

Lender

Name	PIKE CRK MTG SVCS
Type	Mortgage Company
Address	NEWARK, DE 19711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 31 Austins Way was $5,383, up 7.1% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,383.00 (+7.06%)	$490,900 (+8.13%) Land $115,100 Building $375,800	$490,900 (-) Land $115,100 Building $375,800
2025	$5,028.00	$454,000	$490,900 Land $115,100 Building $375,800
2023	$3,558.00	$380,200 Land $115,100 Building $265,100	$380,200 Land $115,100 Building $265,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Austins Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Austins Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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