Kane County property record for 40W978 Bowes Rd, Elgin, IL 60124
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 1,966 sqft · built 1976 |
| Lot Size | 35.4 acres (1,542,024 sqft) |
| Owner | Company Name on Record |
| Last Sale | $500,000 (Sep 2022) |
| Tax Bill | $11,803 (2022) |
| Deeds & Mortgages | Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-23-300-006 |
| Primary APN | 05-23-300-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,966 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 1,542,024 sqft (35.4 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 40W978 BOWES RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8294 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | CITY/MUNI/TWP:PLATO |
| Legal Range | 07E |
| Legal Township | 41N |
| Legal Section | 23 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 850709 |
Source: Kane County records, as of August 28, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 40W978 BOWES RD, ELGIN, IL 60124-8294 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2022 · Amount on Record |
| Deed Sale | Sep 21, 2022 · Amount on Record |
| Prior Sale | Apr 23, 2015 |
| Deed Document Number | 2022K047035 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 21, 2022 |
| Property Address | 40W978 BOWES RD, ELGIN, IL 60124-8294 |
| Document Number | 0000047035 |
| Instrument Date | Sep 8, 2022 |
| Instrument | 2022K047035 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 701 MILL ST, SOUTH ELGIN, IL 60177-1742 |
Source: Kane County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $11,803.00 (+4.03%) Homeowner's exemption | $148,193 (+6.46%) Land $41,209 Building $106,984 | $444,579 (+6.46%) Land $123,627 Building $320,952 |
| 2021 | $11,346.00 Homeowner's exemption | $139,206 Land $39,250 Building $99,956 | $417,618 Land $117,750 Building $299,868 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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