40W660 Bowes Rd, Elgin, IL 60124 Property Records

Kane County property record for 40W660 Bowes Rd, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,732 sqft · built 1981
Lot Size2.13 acres (92,783 sqft)
Owner2 Individual Names on File
Last Sale$460,580 (Dec 2016)
Tax Bill$6,134 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN05-26-100-013

Property Details

APN / Parcel Number

Primary APN05-26-100-013

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,732 sqft Living Area
1st Floor Area1,732 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area92,783 sqft (2.13 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address40W660 BOWES RD
CityELGIN
StateIL
Zip60124-8312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT
Legal Block1
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1004
Census Tract850709

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40W660 BOWES RD, ELGIN, IL 60124-8312
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 14, 2016 · Amount on Record
Deed SaleDec 14, 2016 · Amount on Record
Deed Document Number201669007
Prior Transfer DateOct 28, 2005
Prior Transfer Doc0000142285
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address40W660 BOWES RD, ELGIN, IL 60124-8312
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041495
DateMay 28, 2021
Instrument2021K041495
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,134.00 (-6.88%) Homeowner's exemption Senior Citizen's exemption
2024$99,032 (+11.67%) Land $27,724 Building $71,308$297,215 (+11.71%) Land $83,205 Building $214,010
2022$6,587.00 (+4.24%) Homeowner's exemption$88,684 (+6.24%) Land $23,210 Building $65,474$266,052 (+6.24%) Land $69,630 Building $196,422
2021$6,319.00 Homeowner's exemption$83,473 Land $22,418 Building $61,055$250,419 Land $67,254 Building $183,165

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

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