Kane County property record for 40W651 Bowes Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,161 sqft · built 1999 |
| Lot Size | 2.96 acres (129,373 sqft) |
| Owner | Company Name on Record |
| Last Sale | $345,000 (Jun 2016) |
| Tax Bill | $11,428 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-26-100-026 |
| Primary APN | 05-26-100-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,161 sqft Living Area |
| 1st Floor Area | 2,161 sqft |
| Basement Area | 2,161 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 129,373 sqft |
| Garage Type | Attached |
| Garage Area | 753 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 40W651 BOWES RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 850709 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 40W651 BOWES RD, ELGIN, IL 60124-8311 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Feb 10, 2023 | Intrafamily Transfer, Transfer ATTORNEY |
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2016 · Amount on Record |
| Deed Sale | Jun 21, 2016 · Amount on Record |
| Prior Sale | Oct 28, 1997 · Amount on Record |
| Deed Document Number | 201631072 |
| Last Transfer Date | Feb 3, 2023 |
| Transfer Doc | 0000004278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 10, 2023 |
| Property Address | 40W651 BOWES RD, ELGIN, IL 60124-8311 |
| Document Number | 0000004278 |
| Instrument Date | Feb 3, 2023 |
| Instrument | 2023K004278 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 40W651 BOWES RD, ELGIN, IL 60124-8311 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 40W651 BOWES RD, ELGIN, IL 60124-8311 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000045971 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 2021K045971 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | NAPERVILLE, IL 60565 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,428.00 (+5.42%) | $179,872 (+9.41%) Land $43,693 Building $136,179 | $539,832 (+9.41%) Land $131,131 Building $408,700 |
| 2024 | $164,395 (+22.84%) Land $40,535 Building $123,860 | $493,382 (+22.89%) Land $121,654 Building $371,729 | |
| 2022 | $10,840.00 (+4.66%) Homeowner's exemption | $133,832 (+7.26%) Land $35,595 Building $98,237 | $401,496 (+7.26%) Land $106,785 Building $294,711 |
| 2021 | $10,357.00 Homeowner's exemption | $124,775 Land $34,388 Building $90,387 | $374,325 Land $103,164 Building $271,161 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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