Kane County property record for 40W519 Bowes Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,288 sqft · built 1952 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $202,000 (Apr 2018) |
| Tax Bill | $3,496 (2025) |
| Deeds & Mortgages | Apr 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-26-100-004 |
| Primary APN | 05-26-100-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 40W519 BOWES RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 850709 |
40W519 Bowes Rd is owned and occupied by two individuals who bought it in April 2018.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40W519 BOWES RD, ELGIN, IL 60124-8311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2018 · Amount on File |
| Deed Sale | Apr 17, 2018 · Amount on File |
| Prior Sale | May 25, 1995 |
| Deed Document Number | 201817550 |
| Prior Transfer Date | Mar 9, 2018 |
| Prior Transfer Doc | 0000017550 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 17, 2018 |
| Property Address | 40W519 BOWES RD, ELGIN, IL 60124-8311 |
| Document Number | 0000017550 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 2018K017550 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEYS TITLE GUARANTY FUN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 22 BOLTZ RD, CARPENTERSVILLE, IL 60110 |
| Document Number | 0000017551 |
|---|---|
| Date | Apr 17, 2018 |
| Instrument | 2018K017551 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate | 4.37% |
|---|
The 2025 property tax bill for 40W519 Bowes Rd was $3,496 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,496.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $98,089 (+9.28%) Land $29,791 Building $68,298 | $294,385 (+9.28%) Land $89,409 Building $204,976 |
| 2024 | $89,758 Land $27,638 Building $62,120 | $269,382 Land $82,947 Building $186,435 | |
| 2022 | $4,883.00 (-10.52%) Disabled Person's exemption | $75,564 (+7.05%) Land $23,138 Building $52,426 | $226,692 (+7.05%) Land $69,414 Building $157,278 |
| 2021 | $5,457.00 Disabled Person's exemption | $70,589 Land $22,353 Building $48,236 | $211,767 Land $67,059 Building $144,708 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 40W519 Bowes Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40W519 Bowes Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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