Kane County property record for 39W785 Bowes Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | built 1988 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,556 (2025) |
| Deeds & Mortgages | Jan 2020 Transfer Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-25-151-004 |
| Primary APN | 05-25-151-004 |
|---|
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 39W785 BOWES RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MARY ALLENS PLAT/EAST PLATO |
| Legal Block | 1 |
| Legal Lot Number | 1,2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 850709 |
39W785 Bowes Rd is owned and occupied by two individuals who acquired it in December 2019.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39W785 BOWES RD, ELGIN, IL 60124-8310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 11, 2018 | Trustee's Deed, Construction Loan · Line of Credit BOFI FED'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 10, 2019 |
| Transfer Doc | 0000000090 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 2, 2020 |
| Property Address | 39W785 BOWES RD, ELGIN, IL 60124-8310 |
| Document Number | 0000000090 |
| Instrument Date | Dec 10, 2019 |
| Instrument | 90 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39W785 BOWES RD ELGIN IL 601248310, ELGIN, IL 60124-8310 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 11, 2018 |
| Property Address | 39W785 BOWES RD, ELGIN, IL 60124-8310 |
| Instrument Date | Apr 3, 2018 |
| Instrument | 16583 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 20, 2018 |
| Name | Verified Name |
|---|---|
| Address | 7N70T SYCAMORE ROAD ST ST CHARLES IL 60175, ST CHARLES, IL 60175 |
| Document Number | 0000016583 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 16583 |
| Name | BOFI FED'L BK |
|---|---|
| Type | Bank |
| Address | LAS VEGAS, NV 89148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 10, 2019 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 39W785 Bowes Rd was $2,556.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,556.00 | $36,720 (+7.79%) Land $21,846 Building $14,874 | $110,204 (+7.79%) Land $65,564 Building $44,640 |
| 2024 | $34,066 Land $20,267 Building $13,799 | $102,239 Land $60,825 Building $41,414 | |
| 2022 | $2,400.00 (+1.95%) | $29,294 (+3.51%) Land $17,798 Building $11,496 | $87,882 (+3.51%) Land $53,394 Building $34,488 |
| 2021 | $2,354.00 | $28,300 Land $17,194 Building $11,106 | $84,900 Land $51,582 Building $33,318 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39W785 Bowes Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39W785 Bowes Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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