Kane County property record for 40W516 Bowes Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,496 sqft · built 1985 |
| Lot Size | 3.38 acres (147,668 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Jun 2020) |
| Tax Bill | $9,791 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-26-100-016 |
| Primary APN | 05-26-100-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,496 sqft Living Area |
| Basement Area | 1,748 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Lot Area | 147,668 sqft |
| Garage Type | Attached |
| Garage Area | 930 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 40W516 BOWES RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 850709 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40W516 BOWES RD, ELGIN, IL 60124-8312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU |
| Jun 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2020 · Amount on Record |
| Deed Sale | Jun 15, 2020 · Amount on Record |
| Deed Document Number | 202031085 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 40W516 BOWES RD, ELGIN, IL 60124-8312 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000071566 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021K071566 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 20, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 15, 2020 |
| Property Address | 40W516 BOWES RD, ELGIN, IL 60124-8312 |
| Document Number | 0000031085 |
| Instrument Date | Apr 8, 2020 |
| Instrument | 2020K031085 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40W516 BOWES RD, ELGIN, IL 60124-8312 |
| Document Number | 0000031086 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 2020K031086 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,791.00 (-4.46%) Homeowner's exemption | $155,260 (+7.79%) Land $34,130 Building $121,130 | $465,966 (+7.79%) Land $102,431 Building $363,535 |
| 2024 | $144,037 (+13.54%) Land $31,661 Building $112,376 | $432,284 (+13.59%) Land $95,021 Building $337,263 | |
| 2022 | $10,248.00 (+0.85%) Homeowner's exemption | $126,855 (+3.52%) Land $25,203 Building $101,652 | $380,565 (+3.52%) Land $75,609 Building $304,956 |
| 2021 | $10,162.00 Homeowner's exemption | $122,539 Land $24,334 Building $98,205 | $367,617 Land $73,002 Building $294,615 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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