409A Reflection Ln SE, Rainier, WA 98576 Property Records

Thurston County property record for 409A Reflection Ln SE, Rainier, WA 98576

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,385 sqft · built 2022
Lot Size	0.511 acres (22,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,156 (Jan 2022)
Tax Bill	$10 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63550013701`

Property Details

APN / Parcel Number

Primary APN	`63550013701`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,385 sqft Living Area
Gross Area	1,765 sqft
1st Floor Area	661 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bi-Level
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Concrete
Lot Area	22,278 sqft (0.511 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	409A REFLECTION LN SE
City	RAINIER
State	WA
Zip	98576-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6/8
Legal Description	SECTION 04 TOWNSHIP 16 RANGE 1E QUARTER NW SE SS20201RN LT 1 DOCUMENT 4847053
Legal Subdivision	SPL SS 2020-1 RN
Legal Block	2
Legal Lot Number	1
Jurisdiction	THURSTON WA
Township / Civil Division	THURSTON SOUTH
Census Block Group	2
Census Block	2003
Census Tract	12530

Owner

Source: Thurston County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409A REFLECTION LN SE, RAINIER, WA 98576-9748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Line of Credit MORTGAGE EQUITES INC
Jan 14, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Deed Document Number	20224909796
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	409A REFLECTION LN SE, RAINIER, WA 98576-9748
Transaction Type	Mortgage
Record Updated	May 2, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004869868
Date	Jul 27, 2021
Instrument	4869868

Lender

Name	MORTGAGE EQUITES INC
Address	GIG HARBOR, WA 98335

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Jan 14, 2022
Property Address	409A REFLECTION LN SE, RAINIER, WA 98576-9748
Document Number	0004909796
Instrument Date	Jan 10, 2022
Instrument	4909796
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,602.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409A REFLECTION LN SE, RAINIER, WA 98576-9748

Mortgage

Document Number	0004909797
Date	Jan 14, 2022
Instrument	4909797

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Rainier City
Unified School District	Rainier School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10.00 (-99.75%)
2025		$451,100 Land $95,800 Building $355,300	$451,100 Land $95,800 Building $355,300
2024	$4,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINIER WATER DEPARTMENT serves 3,103 people · EPA ID WA5370980
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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