Thurston County property record for 409 Reflection Ln SE, Rainier, WA 98576
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 2020 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $406,000 (May 2021) |
| Tax Bill | $10 (2026) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6355-00-13702 |
| Primary APN | 6355-00-13702 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Finished Area |
| 1st Floor Area | 648 sqft |
| Year Built | Built 2020 |
|---|---|
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Type | Built-in |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 44 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 409 REFLECTION LN SE |
|---|---|
| City | RAINIER |
| State | WA |
| Zip | 98576-9748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 04 TOWNSHIP 16 RANGE 1E QUARTER NW SE SS20201RN LT 2 DOCUMENT 4847053 |
| Legal Lot Number | 2 |
| Jurisdiction | THURSTON WA |
| Township / Civil Division | THURSTON SOUTH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 12530 |
Source: Thurston County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 409 REFLECTION LN SE, RAINIER, WA 98576-9748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2021 · Amount on Record |
| Deed Sale | May 4, 2021 · Amount on Record |
| Deed Document Number | 4848145 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | May 4, 2021 |
| Property Address | 409 REFLECTION LN SE, RAINIER, WA 98576-9748 |
| Document Number | 0004848145 |
| Map Reference | DOC 4847053 |
| Instrument Date | May 3, 2021 |
| Instrument | 4848145 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Title Company | STEWART |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,481.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 REFLECTION LN SE, RAINIER, WA 98576-9748 |
| Document Number | 0004848146 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 4848146 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
Source: Thurston County assessment roll, as of January 1, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Thurston County |
| Municipality | Rainier City |
| Unified School District | Rainier School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10.00 | ||
| 2025 | $485,900 Land $106,400 Building $379,500 | $485,900 Land $106,400 Building $379,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINIER WATER DEPARTMENT serves 3,103 people · EPA ID WA5370980 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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