Caldwell County property record for 4099 Cottrell Pl, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 960 sqft · built 1937 |
| Lot Size | 56 acres (2,439,360 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,851 (2026) |
| Deeds & Mortgages | Dec 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 14 35 1 1 |
| Primary APN | 14 35 1 1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Heated Area |
| Gross Area | 1,587 sqft |
| 1st Floor Area | 960 sqft |
| Attic | Attic |
| Attic Area | 307 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 2,439,360 sqft (56 acres) |
| Garage Type | Mixed |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 320 sqft |
| Storage Building | Storage Building |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 134670 |
|---|---|
| Street Address | 4099 COTTRELL PL |
| City | LENOIR |
| State | NC |
| Zip | 28645-6517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1657 PG 1397 YR 07 ST 0.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | YADKIN VALLEY |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 31000 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4099 COTTRELL PL, LENOIR, NC 28645-6517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 9, 2007 |
| Transfer Doc | 1657001397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4099 COTTRELL PL, LENOIR, NC 28645-6517 |
| Document Number | 0010019199 |
| Book / Page | 001935 / 000222 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4099 COTTRELL PL LENOIR NC 286456517, LENOIR, NC 28645-6517 |
| Document Number | 0010019199 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 001935/000222 |
| Instrument | 10019199 |
| Name | AGFIRST FARM CR BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 468 Months |
| Due | Feb 1, 2057 |
| Rate | 6% |
|---|
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,851.00 (-4.88%) | $311,600 (-) Land $210,800 Building $100,800 | |
| 2025 | $1,946.00 (+8.11%) | $311,600 (+28.81%) Land $210,800 Building $100,800 | $311,600 (+28.81%) Land $210,800 Building $100,800 |
| 2023 | $241,900 (-) Land $176,900 Building $65,000 | $241,900 (-) Land $176,900 Building $65,000 | |
| 2022 | $1,800.00 | $241,900 Land $176,900 Building $65,000 | $241,900 Land $176,900 Building $65,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
No cell data coverage reported
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