4035 Cottrell Pl, Lenoir, NC 28645 Property Records

Caldwell County property record for 4035 Cottrell Pl, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1986
Lot Size	5.19 acres (226,076 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Oct 2010)
Tax Bill	$1,460 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Aug 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14 35 1 9`

Property Details

APN / Parcel Number

Primary APN	`14 35 1 9`
Alternative APN	`156272`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Heated Area
Gross Area	2,608 sqft
1st Floor Area	1,144 sqft
Basement Area	286 sqft
Unfinished Basement	286 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	226,076 sqft (5.19 acres)
Deck Area	320 sqft
Patio Area	858 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	156272
Street Address	4035 COTTRELL PL
City	LENOIR
State	NC
Zip	28645-6517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1862 PG 1186 YR 2014 ST 240.00
Legal Subdivision	YADKIN VALLEY TOWNSHIP
Jurisdiction	CALDWELL NC
Township / Civil Division	YADKIN VALLEY
Census Block Group	3
Census Block	3021
Census Tract	31000

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4035 COTTRELL PL, LENOIR, NC 28645-6517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 30, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Dec 21, 2019	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Aug 18, 2017	Deed of Trust, Mortgage · VA Mortgage POLARIS HM FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2010 · Amount on Record
Deed Sale	Oct 18, 2010 · Amount on Record
Prior Sale	Dec 19, 2003
Deed Book / Page	1752 / 1485
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4035 COTTRELL PL, LENOIR, NC 28645-6517
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4035 COTTRELL PL, LENOIR, NC 28645-6517

Mortgage

Document Number	0021041229
Date	Mar 13, 2024
Book Page	2104/1229
Instrument	10093777

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4035 COTTRELL PL, LENOIR, NC 28645-6517
Transaction Type	Mortgage
Record Updated	Nov 17, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020911538
Date	Aug 29, 2023
Book Page	2091/1538
Instrument	10087928

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4035 COTTRELL PL, LENOIR, NC 28645-6517
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020290127
Date	Jul 30, 2021
Book Page	2029/127
Instrument	10060706

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4035 COTTRELL PL, LENOIR, NC 28645-6517
Document Number	0010039952
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	SERVICELINK EAST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4035 COTTRELL PL LENOIR NC 286456517, LENOIR, NC 28645-6517

Mortgage

Document Number	0010039952
Date	Jan 2, 2020
Book Page	001979/000005
Instrument	10039952

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4035 COTTRELL PL, LENOIR, NC 28645-6517
Document Number	0010014386
Book / Page	001925 / 000650
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4035 COTTRELL PL LENOIR NC 286456517, LENOIR, NC 28645-6517

Mortgage

Document Number	0010014386
Date	Aug 23, 2017
Book Page	001925/000650
Instrument	10014386

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2047

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,460.00 (+68.01%)	$191,600 (+66.32%) Land $45,500 Building $146,100	$191,600 (+66.32%) Land $45,500 Building $146,100
2023		$115,200 (-) Land $38,400 Building $76,800	$115,200 (-) Land $38,400 Building $76,800
2022	$869.00	$115,200 Land $38,400 Building $76,800	$115,200 Land $38,400 Building $76,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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