4057 Cottrell Pl, Lenoir, NC 28645 Property Records

Caldwell County property record for 4057 Cottrell Pl, Lenoir, NC 28645

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,160 sqft · built 1985
Lot Size1.6 acres (69,696 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Sep 2018)
Tax Bill$1,182 (2026)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14 35 1 16A

Property Details

APN / Parcel Number

Primary APN14 35 1 16A
Alternative APN
  • 164543

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,160 sqft Heated Area
Gross Area3,160 sqft
1st Floor Area1,160 sqft
Basement Area1,160 sqft
Unfinished Basement1,160 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialWood Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area69,696 sqft (1.6 acres)

Exterior Amenities

PorchSlab
Porch Area192 sqft
Deck Area648 sqft
Patio Area648 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number164543
Street Address4057 COTTRELL PL
CityLENOIR
StateNC
Zip28645-6517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1949 PG 653 YR 2018 ST 260.00
JurisdictionCALDWELL NC
Township / Civil DivisionYADKIN VALLEY
Census Block Group3
Census Block3021
Census Tract31000

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4057 COTTRELL PL, LENOIR, NC 28645-6517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2018 · Amount on Record
Deed SaleSep 20, 2018 · Amount on Record
Deed Document Number201810026154
Deed Book / Page1949 / 653
Record UpdatedOct 29, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateSep 20, 2018
Property Address4057 COTTRELL PL, LENOIR, NC 28645-6517
Document Number0010026154
Book / Page001949 / 000653
Instrument DateSep 20, 2018
Instrument10026154
Transaction TypeTransfer
Record UpdatedOct 9, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4057 COTTRELL PL LENOIR NC 286456517, LENOIR, NC 28645-6517

Mortgage

Document Number10026155
DateSep 20, 2018
Book Page001949/000655
Instrument10026155
Lender
NameSTATE EMPS CU
AddressRALEIGH, NE 27611-5279
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 19, 2048
Interest
Rate TypeAdjustable Rate
Rate4.87%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,182.00 (-21.46%)$197,600 (-) Land $21,400 Building $176,200
2025$1,505.00 (+64.84%)$197,600 (+63.04%) Land $21,400 Building $176,200$197,600 (+63.04%) Land $21,400 Building $176,200
2023$121,200 (-) Land $18,300 Building $102,900$121,200 (-) Land $18,300 Building $102,900
2022$913.00$121,200 Land $18,300 Building $102,900$121,200 Land $18,300 Building $102,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 75% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Cottrell Pl

Nearby Streets

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