4098 Ruby Run, Haines City, FL 33844 Property Records

Polk County property record for 4098 Ruby Run, Haines City, FL 33844 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,626 sqft · built 2021
Lot Size	0.133 acres (5,793 sqft)
Owner	Individual Name on File
Last Sale	$239,400 (Nov 2021)
Tax Bill	$4,009 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-27-16-740508-001090`

Property Details

APN / Parcel Number

Primary APN	`27-27-16-740508-001090`
Alternative APNs	`162727740508001090` `62727000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,626 sqft Living Area
Gross Area	2,050 sqft
1st Floor Area	1,626 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	5,793 sqft (0.133 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	424 sqft
Porch	Finished/Open Porch

Location & Zoning

Street Address	4098 RUBY RUN
City	HAINES CITY
State	FL
Zip	33844-6450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND MEADOWS PHASE 7 PB 178 PG 34-37 LOT 109
Legal Range	27E
Legal Township	27S
Legal Section	16
Legal Subdivision	HIGHLAND MEADOWS PHASE 7
Legal Phase	7
Legal Block	2
Legal Lot Number	109
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2027
Census Tract	12515

Owner

Source: Polk County records · APN 27-27-16-740508-001090

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4098 RUBY RUN, HAINES CITY, FL 33844-6450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	2021297364
Deed Book / Page	11982 / 1247
Record Updated	Sep 20, 2026

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 15, 2021
Property Address	4098 RUBY RUN, HAINES CITY, FL 33844-6450
Document Number	0000297364
Book / Page	11982 / 1247
Map Reference	MB 178 PG 34-37
Instrument Date	Nov 08, 2021
Instrument	2021297364
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,675.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4098 RUBY RUN, HAINES CITY, FL 33844-6450

Mortgage

Document Number	0119821249
Date	Nov 15, 2021
Instrument	11982/1249

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Haines City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,009.00 (-31.67%) Homeowner's exemption	$249,890 (+5.99%)	$251,384 (-2.99%) Land $50,000 Building $201,384
2023	$5,867.00 (+4.66%) Homeowner's exemption	$235,774 (+3%)	$259,134 (+13.2%) Land $48,000 Building $211,134
2022	$5,606.00 Homeowner's exemption	$228,907 Land $40,000 Building $188,907	$228,907 Land $40,000 Building $188,907

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050125152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 682 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.