4095 Ruby Run, Haines City, FL 33844 Property Records

Polk County property record for 4095 Ruby Run, Haines City, FL 33844

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,698 sqft · built 2021
Lot Size0.126 acres (5,502 sqft)
Owner2 Individual Names on File
Last Sale$315,100 (Jan 2022)
Tax Bill$4,280 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-27-16-740508-000970

Property Details

APN / Parcel Number

Primary APN27-27-16-740508-000970
Alternative APNs
  • 162727740508000970
  • 62727000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,698 sqft Living Area
Gross Area2,147 sqft
1st Floor Area1,698 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area5,502 sqft (0.126 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area449 sqft
PorchFinished/Open Porch

Location & Zoning

Street Address4095 RUBY RUN
CityHAINES CITY
StateFL
Zip33844-6451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND MEADOWS PHASE 7 PB 178 PG 34-37 LOT 97
Legal Range27E
Legal Township27S
Legal Section16
Legal SubdivisionHIGHLAND MEADOWS PHASE 7
Legal Phase7
Legal Block2
Legal Lot Number97
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2027
Census Tract12515

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4095 RUBY RUN, HAINES CITY, FL 33844-6451
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 28, 2022 · Amount on Record
Deed SaleJan 28, 2022 · Amount on Record
Deed Document Number202224739
Deed Book / Page12093 / 230
Record UpdatedSep 20, 2026

January 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJan 28, 2022
Property Address4095 RUBY RUN, HAINES CITY, FL 33844-6451
Document Number0000024739
Book / Page12093 / 230
Map ReferenceMB 178 PG 34-37
Instrument DateJan 25, 2022
Instrument2022024739
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,205.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address4095 RUBY RUN, HAINES CITY, FL 33844-6451

Mortgage

Document Number0012093232
DateJan 28, 2022
Instrument12093/232
Lender
NameHOME SOLUTION LENDERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityHaines City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,280.00 (-37.94%) Homeowner's exemption$263,851 (-7.88%) Land $50,000 Building $213,851$263,851 (-7.88%) Land $50,000 Building $213,851
2023$6,896.00 (-0.59%) Homeowner's exemption$286,433 (+13.56%) Land $48,000 Building $238,433$286,433 (+13.56%) Land $48,000 Building $238,433
2022$6,937.00$252,240 Land $40,000 Building $212,240$252,240 Land $40,000 Building $212,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAINES CITY
serves 30,545 people · EPA ID FL6532232
Water SourceGroundwater
Last State InspectionJul 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile USA.

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