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4087 Ruby Run, Haines City, FL 33844 Property Records

Polk County property record for 4087 Ruby Run, Haines City, FL 33844 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,459 sqft · built 2021
Lot Size0.126 acres (5,502 sqft)
Owner2 Individual Names on File
Last Sale$254,400 (Dec 2021)
Tax Bill$3,734 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-27-16-740508-000950

Property Details

APN / Parcel Number

Primary APN27-27-16-740508-000950
Alternative APNs
  • 162727740508000950
  • 62727000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,459 sqft Living Area
Gross Area1,879 sqft
1st Floor Area1,459 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area5,502 sqft (0.126 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch

Location & Zoning

Street Address4087 RUBY RUN
CityHAINES CITY
StateFL
Zip33844-6451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND MEADOWS PHASE 7 PB 178 PG 34-37 LOT 95
Legal Range27E
Legal Township27S
Legal Section16
Legal SubdivisionHIGHLAND MEADOWS PHASE 7
Legal Phase7
Legal Block2
Legal Lot Number95
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group2
Census Block2027
Census Tract12515

Owner

Source: Polk County records · APN 27-27-16-740508-000950

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4087 RUBY RUN, HAINES CITY, FL 33844-6451
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 06, 2021Special Warranty Deed, Transfer · FHA Mortgage
HOME SOLUTION LENDERS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 06, 2021 · Amount on Record
Deed SaleDec 06, 2021 · Amount on Record
Deed Document Number2021315662
Deed Book / Page12011 / 799
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address4087 RUBY RUN, HAINES CITY, FL 33844-6451
Transaction TypeMortgage
Record UpdatedApr 16, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4087 RUBY RUN, HAINES CITY, FL 33844-6451

Mortgage

Document Number0000042851
DateFeb 23, 2024
Book Page13016/1430
Instrument2024042851
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term334 Months
DueDec 01, 2051

December 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateDec 06, 2021
Property Address4087 RUBY RUN, HAINES CITY, FL 33844-6451
Document Number0000315662
Book / Page12011 / 799
Map ReferenceMB 178 PG 34-37
Instrument DateNov 29, 2021
Instrument2021315662
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,780.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address4087 RUBY RUN, HAINES CITY, FL 33844-6451

Mortgage

Document Number0012011801
DateDec 06, 2021
Instrument12011/801
Lender
NameHOME SOLUTION LENDERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityHaines City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,734.00 (-37.68%) Homeowner's exemption$235,771 (-2.86%) Land $50,000 Building $185,771$235,771 (-2.86%) Land $50,000 Building $185,771
2023$5,992.00 (-2.88%) Homeowner's exemption$242,708 (+13.44%) Land $48,000 Building $194,708$242,708 (+13.44%) Land $48,000 Building $194,708
2022$6,170.00$213,956 Land $40,000 Building $173,956$213,956 Land $40,000 Building $173,956

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050125152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
7 of 10 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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