4098 Jacobs Lndg, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4098 Jacobs Lndg, Saint Charles, MO 63304 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,534 sqft · built 1997
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Last Sale$279,000 (May 2010)
Tax Bill$5,437 (2025)
Flood ZoneZone X (minimal risk)
APNA983000152

Property Details

APN / Parcel Number

Primary APNA983000152
Alternative APN
  • 3-0041-7722-00-0001.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,534 sqft Living Area
Gross Area4,823 sqft
1st Floor Area2,534 sqft
Basement Area1,692 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area14,375 sqft (0.33 acres)
Garage TypeAttached
Garage Area597 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area276 sqft
Deck AreaDeck Area
Patio Area200 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA983000152
Street Address4098 JACOBS LNDG
CitySAINT CHARLES
StateMO
Zip63304-7494
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRAILS OF JACOBS SUMMIT LOT 1
Legal SubdivisionTRAILS OF JACOBS SUMMIT
Legal Lot Number1
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group1
Census Block1006
Census Tract311132

Owner

Source: St. Charles County records · APN A983000152

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4098 JACOBS LNDG, SAINT CHARLES, MO 63304-7494
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 25, 2010 · Amount on Record
Deed SaleMay 25, 2010 · Amount on Record
Prior SaleMar 27, 2009 · Amount on Record
Deed Document Number2010313220
Deed Book / Page5387 / 1808
Prior Transfer DateMar 06, 2009
Prior Transfer Doc0051480288
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,437.00 (+7.47%)$91,818 (+8.2%)$483,254 (+8.2%) Building $483,254
2024$5,059.00
2023$84,857
2022$446,613 Land $70,000 Building $376,613

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111321, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims26 (1979–2019)
Claims Outside the SFHA1 of 26
Most Recent ClaimJun 2019, river or lake flooding, Severe Storms, Tornadoes, And Flooding
Claims By Storm
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 9 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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