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4084 Jacobs Lndg, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4084 Jacobs Lndg, Saint Charles, MO 63304 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,252 sqft · built 1999
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Tax Bill$5,752 (2025)
Deeds & MortgagesMar 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APNA983000173

Property Details

APN / Parcel Number

Primary APNA983000173
Alternative APN
  • 3-0041-7722-00-0022.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area3,252 sqft Living Area
Gross Area5,021 sqft
1st Floor Area2,206 sqft
Basement Area2,174 sqft
Finished Basement1,046 sqft
Unfinished Basement1,128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area14,810 sqft (0.34 acres)
Garage TypeAttached
Garage Area641 sqft
Parking Spaces2 Parking Spaces
Patio Area100 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA983000173
Street Address4084 JACOBS LNDG
CitySAINT CHARLES
StateMO
Zip63304-7443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRAILS OF JACOBS SUMMIT LOT 22
Legal SubdivisionTRAILS OF JACOBS SUMMIT
Legal Lot Number22
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group1
Census Block1006
Census Tract311132

Owner

Source: St. Charles County records · APN A983000173

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4084 JACOBS LNDG, SAINT CHARLES, MO 63304-7443
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 08, 2015
Deed SaleJul 08, 2015
Prior SaleOct 08, 2013 · Amount on Record
Deed Document Number2015443190
Deed Book / Page6385 / 443
Prior Transfer DateOct 01, 2013
Prior Transfer Doc0061032171
Record UpdatedJun 08, 2026

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST CHARLES MO
Property Address4084 JACOBS LNDG, SAINT CHARLES, MO 63304-7443
Document Number0072452154
Instrument DateMar 09, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4084 JOACOBS LANDING ST ST CHARLES MO 63304, ST CHARLES, MO 63304

Mortgage

Document Number0072452154
DateMar 10, 2020
Book Page007245/002154
Instrument147700
Lender
NameFIRST CMNTY CU
AddressCHESTERFIELD, MO 63005
Agreement
AmountAmount Recorded
Term276 Months
DueMar 09, 2043
Interest
Rate4.5%

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,752.00 (+12.06%)$97,163 (+12.84%)$511,384 (+12.84%) Land $90,000 Building $421,384
2024$5,133.00 (+4.86%)
2023$86,110 (+12.82%)
2022$4,895.00$76,325$453,212 (+12.82%) Land $70,000 Building $383,212
2021$401,708 Land $60,000 Building $341,708

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111321, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims26 (1979–2019)
Claims Outside the SFHA1 of 26
Most Recent ClaimJun 2019, river or lake flooding, Severe Storms, Tornadoes, And Flooding
Claims By Storm
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 9 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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