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4090 Jacobs Lndg, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4090 Jacobs Lndg, Saint Charles, MO 63304 · Last verified October 2023

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,928 sqft · built 1997
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Aug 1999)
Deeds & MortgagesMar 2022 Sale
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNA983000154

Property Details

APN / Parcel Number

Primary APNA983000154
Alternative APN
  • 3-0041-7722-00-0003.0000000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,928 sqft Living Area
1st Floor Area1,759 sqft
Basement Area1,681 sqft
Finished Basement990 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleOther
Exterior MaterialBrick Veneer
Lot Area14,375 sqft (0.33 acres)
Garage TypeAttached
Garage Area654 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area90 sqft
Deck Area108 sqft
Patio Area169 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberA983000154
Old Parcel NumberA983000154
Street Address4090 JACOBS LNDG
CitySAINT CHARLES
StateMO
Zip63304-7497
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRAILS OF JACOBS SUMMIT LOT 3
Legal Range04E
Legal Township46N
Legal SubdivisionTRAILS OF JACOBS SUMMIT
Legal Lot Number3
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group1
Census Block1006
Census Tract311132

Owner

Source: St. Charles County records · APN A983000154

Assessment roll updated July 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4090 JACOBS LNDG, SAINT CHARLES, MO 63304-7497
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Beneficiary Deed, Transfer
Sep 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 06, 1999 · Amount on Record
Deed SaleAug 06, 1999 · Amount on Record
Prior SaleNov 19, 1997
Deed Document Number66048
Deed Book / Page2289 / 835
Record UpdatedJun 07, 2026

March 2022: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateMar 21, 2022
Property Address4090 JACOBS LNDG, SAINT CHARLES, MO 63304-7497
Document Number0000016350
Instrument DateMar 16, 2022
Instrument2022R-016350
Transaction TypeTransfer
Record UpdatedApr 04, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4090 JACOBS LNDG, 4090, SAINT CHARLES, MO 63304-7497

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 HUDSON TRACE CT, WENTZVILLE, MO 63385-7265

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4090 JACOBS LNDG, SAINT CHARLES, MO 63304-7497
Transaction TypeMortgage
Record UpdatedSep 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4090 JACOBS LNDG, SAINT CHARLES, MO 63304-7497

Mortgage

Document Number2021R077637
DateSep 16, 2021
Instrument2021R-077637
Lender
NameGUARANTY BANK
TypeBank
AddressSPRINGFIELD, MO 65804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2023$93,022
2022$489,589 Land $70,000 Building $419,589

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111321, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims26 (1979–2019)
Claims Outside the SFHA1 of 26
Most Recent ClaimJun 2019, river or lake flooding, Severe Storms, Tornadoes, And Flooding
Claims By Storm
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 9 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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