40975 Spruce Dr, Forest Falls, CA 92339 Property Records

San Bernardino County property record for 40975 Spruce Dr, Forest Falls, CA 92339 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,632 sqft · built 1988
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,745 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0323-351-09-0000`

Property Details

APN / Parcel Number

Primary APN	`0323-351-09-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
1st Floor Area	1,152 sqft
2nd Floor Area	480 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Porch	Patio/Porch
Porch Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	40975 SPRUCE DR
City	FOREST FALLS
State	CA
Zip	92339-9758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2007 LOT 181 TR NO 2007 VALLEY OF THE FALLS LOT 181
Legal Subdivision	TRACT 2007
Legal Tract	2007
Legal Block	2
Legal Lot Number	181
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	2
Census Block	2078
Census Tract	11500

Owner

Source: San Bernardino County records · APN 0323-351-09-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 115, FOREST FALLS, CA 92339-0115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	40975 SPRUCE DR, FOREST FALLS, CA 92339-9758
Transaction Type	Mortgage
Record Updated	Mar 04, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40975 SPRUCE DR, FOREST FALLS, CA 92339-9758

Mortgage

Document Number	0000073826
Date	Feb 17, 2021
Instrument	2021-0073826

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Redlands Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$148,307 (+2%) Land $23,361 Building $124,946
2025	$1,745.00 (+8.52%) Homeowner's exemption	$145,399 (+4.04%) Land $22,903 Building $122,496
2023	$1,608.00 (+2.49%) Homeowner's exemption	$139,753 Land $22,014 Building $117,739
2022	$1,569.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060710115002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 30 individual NFIP policies nearby
Nearby Flood Policies	30 in force 25 of 30 on primary residences
Nearby Flood Claims	37 (1979–2022)
Claims Outside the SFHA	18 of 37
Most Recent Claim	Sep 2022, rainfall accumulation
Flood Events	Severe Winter Storms, Flooding Landslides, Mud Flow (Mar 1995), 3 claims

Wildfire

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	About 1 in 66 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.