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40966 Spruce Dr, Forest Falls, CA 92339 Property Records

San Bernardino County property record for 40966 Spruce Dr, Forest Falls, CA 92339

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,080 sqft · built 1954
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Tax Bill$1,682 (2025)
Deeds & MortgagesApr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN0323-344-22-0000

Property Details

APN / Parcel Number

Primary APN0323-344-22-0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,080 sqft Living Area
1st Floor Area700 sqft
2nd Floor Area380 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleChalet/Alpine
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
Water SourceCommercial

Location & Zoning

Street Address40966 SPRUCE DR
CityFOREST FALLS
StateCA
Zip92339-9759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSDRES
Legal DescriptionTRACT 2007 LOT 165 TR NO 2007 VALLEY OF THE FALLS LOT 165
Legal Subdivision2007 VLY THE FALLS UPPER MILL
Legal Tract2007
Legal Block2
Legal Lot Number165
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionBIG BEAR
Census Block Group2
Census Block2078
Census Tract11500

Owner

Source: San Bernardino County records · APN 0323-344-22-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 42, FOREST FALLS, CA 92339-0042
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address40966 SPRUCE DR, FOREST FALLS, CA 92339-9759
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000117172
DateApr 16, 2019
Instrument2019-0117172
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
Unified School DistrictRedlands Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$142,552 (+2%) Land $31,085 Building $111,467
2025$1,682.00 (+8.52%) Homeowner's exemption$139,756 (+4.04%) Land $30,475 Building $109,281
2023$1,550.00 (+2.51%) Homeowner's exemption$134,328 Land $29,291 Building $105,037
2022$1,512.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), as of October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060710115002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Nearby Flood Policies30 in force
Nearby Flood Claims37 (1979–2022)
Claims Outside the SFHA18 of 37
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Wildfire

Wildfire RiskExtreme
above 95% of the US · above 81% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 269 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Dr

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