San Bernardino County property record for 40995 Spruce Dr, Forest Falls, CA 92339
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 544 sqft · built 1936 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Apr 2025) |
| Tax Bill | $2,524 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0323-351-11-0000 |
| Primary APN | 0323-351-11-0000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 544 sqft Living Area |
| 1st Floor Area | 544 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Chalet/Alpine |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 190 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Water Source | Commercial |
| Street Address | 40995 SPRUCE DR |
|---|---|
| City | FOREST FALLS |
| State | CA |
| Zip | 92339-9758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SDRES |
| Legal Description | TRACT 2007 LOT 183 TR NO 2007 VALLEY OF THE FALLS LOT 183 |
| Legal Subdivision | VALLEY OF THE FALLS |
| Legal Tract | 2007 |
| Legal Block | 2 |
| Legal Lot Number | 183 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | BIG BEAR |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 11500 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40995 SPRUCE DR, FOREST FALLS, CA 92339-9758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2025 · Amount on Record |
| Deed Sale | Apr 30, 2025 · Amount on Record |
| Prior Sale | Mar 14, 2005 · Amount on Record |
| Deed Document Number | 202598441 |
| Prior Transfer Date | Aug 13, 2004 |
| Prior Transfer Doc | 0000598499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 40995 SPRUCE DR, FOREST FALLS, CA 92339-9758 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Title Company | CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE |
| Name | Verified Name |
|---|---|
| Address | 40995 SPRUCE DR, FOREST FALLS, CA 92339-9758 |
| Document Number | 0000146830 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 2023-0146830 |
| Name | ARROWHEAD CENTRAL CU |
|---|---|
| Type | Credit Union |
| Address | RANCHO CUCAMONGA, CA 91730 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Redlands Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $321,300 (+49.68%) Land $80,325 Building $240,975 | |
| 2025 | $2,524.00 (+8.56%) Homeowner's exemption | $214,664 (+4.04%) Land $53,666 Building $160,998 |
| 2023 | $2,325.00 (+2.47%) Homeowner's exemption | $206,328 Land $51,582 Building $154,746 |
| 2022 | $2,269.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 37 (1979–2022) |
| Claims Outside the SFHA | 18 of 37 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 81% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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