40950 SE Latigo Ln, Sandy, OR 97055 Property Records

Clackamas County property record for 40950 SE Latigo Ln, Sandy, OR 97055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,992 sqft · built 1976
Lot Size	5.15 acres (224,422 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Sep 2024)
Tax Bill	$4,855 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15E31C 01300`

Property Details

APN / Parcel Number

Primary APN	`15E31C 01300`
Alternative APN	`00163860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,992 sqft Living Area
1st Floor Area	1,992 sqft

Exterior

Year Built	Built 1976
Exterior Material	Wood
Lot Area	224,422 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	00163860
Street Address	40950 SE LATIGO LN
City	SANDY
State	OR
Zip	97055-8581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRFF5
Legal Description	1492 HIDEAWAY HILLS LT 8
Legal Range	05E
Legal Township	01S
Legal Section	31
Legal Quarter	SW
Legal Subdivision	HIDEAWAY HILLS LT
Legal Lot Number	8
Jurisdiction	CLACKAMAS OR
Township / Civil Division	MOUNT HOOD
Census Block Group	2
Census Block	2011
Census Tract	24304

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	40950 SE LATIGO LN, SANDY, OR 97055-8581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 6, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 30, 2018	Trustee's Deed, Construction Loan · Construction Mortgage AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2024 · Amount on Record
Deed Sale	Sep 27, 2024 · Amount on Record
Prior Sale	Nov 6, 2018 · Amount on Record
Deed Document Number	2024-035860
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	40950 SE LATIGO LN, SANDY, OR 97055-8581
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40950 SE LATIGO LN, SANDY, OR 97055-8581

Mortgage

Document Number	0000009872
Date	Mar 13, 2026
Instrument	2026-009872

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	40950 SE LATIGO LN, SANDY, OR 97055-8581
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079598
Date	Aug 27, 2021
Instrument	2021-079598

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	48431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	40950 SE LATIGO LN, SANDY, OR 97055-8581
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033037
Date	Jun 14, 2019
Instrument	2019-033037

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Nov 6, 2018
Property Address	40950 SE LATIGO LN, SANDY, OR 97055-8581
Document Number	0000067801
Instrument Date	Oct 15, 2018
Instrument	2018-067801
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40950 SE LATIGO LN, SANDY, OR 97055-8581

Mortgage

Document Number	0000067802
Date	Nov 6, 2018
Instrument	2018-067802

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jul 30, 2018
Property Address	40950 SE LATIGO LN, SANDY, OR 97055-8581
Instrument Date	Jul 24, 2018
Instrument	47164
Transaction Type	Construction Loan
Record Updated	Aug 9, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40950 SE LATIGO LN SANDY OR 970558581, SANDY, OR 97055-8581

Mortgage

Document Number	0000047164
Date	Jul 30, 2018
Instrument	47164

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 29, 2019

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon Trail School District 46 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,855.00 (+7.65%)	$351,364 (+6.09%)	$688,558 (+8.5%) Land $333,118 Building $355,440
2023	$4,510.00	$331,196	$634,619 Land $305,269 Building $329,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1979–1999)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Nov 1999 · other causes
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 73% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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