4095 Whispering Trails Dr, Hoffman Estates, IL 60192 Property Records

Cook County property record for 4095 Whispering Trails Dr, Hoffman Estates, IL 60192

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,128 sqft · built 1976
Lot Size	0.204 acres (8,880 sqft)
Owner	Individual Name on Record
Last Sale	$250,500 (Jun 2014)
Tax Bill	$8,086 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-24-405-016`

Property Details

APN / Parcel Number

Primary APN	`01-24-405-016`
Alternative APN	`01-24-405-016-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,880 sqft (0.204 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4095 WHISPERING TRAILS DR
City	HOFFMAN ESTATES
State	IL
Zip	60192-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(POPLAR) (HILLS) (UNIT1) SUB OF SE SEC24 & NE SEC 25-42-09 & PT SEC19-42-10 SEC 25-42-09
Legal Range	09E
Legal Township	42N
Legal Section	25
Legal Subdivision	POPLAR HILLS UNIT1
Legal Block	4
Legal Lot Number	16
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	BARRINGTON
Census Block Group	3
Census Block	3011
Census Tract	804202

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4095 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG
Apr 9, 2018	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2014 · Amount on Record
Deed Sale	Jun 10, 2014 · Amount on Record
Prior Sale	Jan 4, 1999 · Amount on Record
Deed Document Number	201449058
Prior Transfer Date	Apr 3, 2003
Prior Transfer Doc	0000041257
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4095 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1554
Document Number	2101206129
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4095 WHISPERING TRAILS DR HOFFMAN ESTATES IL 601921554, HOFFMAN ESTATES, IL 60192-1554

Mortgage

Document Number	2101206129
Date	Jan 12, 2021
Instrument	1206129

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 11, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4095 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1554
Document Number	1810757065
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4095 WHISPERING TRAILS DR HOFFMAN ESTATES IL 601921554, HOFFMAN ESTATES, IL 60192-1554

Mortgage

Document Number	1810757065
Date	Apr 17, 2018
Instrument	10757065

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Apr 16, 2038

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Barrington Township
Municipality	Hoffman Estates Village
Unified School District	Barrington Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,000 (-2.86%) Land $8,436 Building $25,564	$340,000 (-2.86%) Land $84,360 Building $255,640
2023	$8,086.00 (+2.73%)
2022	$7,871.00 Homeowner's exemption	$35,000 Land $7,104 Building $27,896	$350,000 Land $71,040 Building $278,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2008–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOFFMAN ESTATES serves 50,179 people · EPA ID IL0311290
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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