4065 Whispering Trails Dr, Hoffman Estates, IL 60192 Property Records

Cook County property record for 4065 Whispering Trails Dr, Hoffman Estates, IL 60192

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,928 sqft · built 1976
Lot Size	0.209 acres (9,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Dec 2013)
Tax Bill	$10,455 (2023)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-24-405-013`

Property Details

APN / Parcel Number

Primary APN	`01-24-405-013`
Alternative APN	`01-24-405-013-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,928 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,090 sqft (0.209 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4065 WHISPERING TRAILS DR
City	HOFFMAN ESTATES
State	IL
Zip	60192-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(POPLAR) (HILLS) (UNIT1) SUB OF SE SEC24 & NE SEC 25-42-09 & PT SEC19-42-10 SEC 25-42-09
Legal Range	09E
Legal Township	42N
Legal Section	25
Legal Subdivision	POPLAR HILLS UNIT1
Legal Block	4
Legal Lot Number	13
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	BARRINGTON
Census Block Group	3
Census Block	3011
Census Tract	804202

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4065 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1554
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Dec 15, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2013 · Amount on Record
Deed Sale	Dec 24, 2013 · Amount on Record
Prior Sale	Aug 24, 1995 · Amount on Record
Deed Document Number	201347040
Last Transfer Date	Nov 18, 2022
Transfer Doc	0000055096
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4065 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1554
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4065 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1554

Mortgage

Document Number	0007811068
Date	Mar 19, 2026
Instrument	2607811068

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.62%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Dec 15, 2022
Property Address	4065 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1554
Document Number	0034955096
Map Reference	DOC 23538647
Instrument Date	Nov 18, 2022
Instrument	2234955096
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4065 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1554

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4065 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1554

Mortgage

Document Number	0034955098
Date	Dec 15, 2022
Instrument	2234955098

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.87%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4065 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1554
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005620225
Date	Feb 25, 2021
Instrument	2105620225

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Interest

Rate	2.5%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4065 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1554
Document Number	2033203160
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4065 WHISPERING TRAILS DR HOFFMAN ESTATES IL 601921554, HOFFMAN ESTATES, IL 60192-1554

Mortgage

Document Number	2033203160
Date	Nov 27, 2020
Instrument	33203160

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 26, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Barrington Township
Municipality	Hoffman Estates Village
Unified School District	Barrington Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,001 (+28.57%) Land $8,636 Building $54,365	$630,010 (+28.57%) Land $86,360 Building $543,650
2023	$10,455.00 (-7.97%)
2022	$11,360.00	$49,000 Land $7,272 Building $41,728	$490,000 Land $72,720 Building $417,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2008–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOFFMAN ESTATES serves 50,179 people · EPA ID IL0311290
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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