4085 Whispering Trails Dr, Hoffman Estates, IL 60192 Property Records

Cook County property record for 4085 Whispering Trails Dr, Hoffman Estates, IL 60192

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,782 sqft · built 1976
Lot Size	0.201 acres (8,743 sqft)
Owner	Individual Name on File
Last Sale	$375,500 (Apr 2021)
Tax Bill	$8,932 (2023)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-24-405-015`

Property Details

APN / Parcel Number

Primary APN	`01-24-405-015`
Alternative APN	`01-24-405-015-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,782 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,743 sqft (0.201 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4085 WHISPERING TRAILS DR
City	HOFFMAN ESTATES
State	IL
Zip	60192-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(POPLAR) (HILLS) (UNIT1) SUB OF SE SEC24 & NE SEC 25-42-09 & PT SEC19-42-10 SEC 25-42-09
Legal Range	09E
Legal Township	42N
Legal Section	25
Legal Subdivision	POPLAR HILLS UNIT1
Legal Block	4
Legal Lot Number	15
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	BARRINGTON
Census Block Group	3
Census Block	3011
Census Tract	804202

Owner

4085 Whispering Trails Dr is owned and occupied by an individual who bought it in April 2021.

Source: Cook County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	4085 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1554
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 19, 2021	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 12, 2020	Deed of Trust, Mortgage · Line of Credit FIRST EAGLE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2021 · Amount on File
Deed Sale	Apr 19, 2021 · Amount on File
Prior Sale	Jul 26, 2001 · Amount on File
Deed Document Number	202112316
Prior Transfer Date	Aug 19, 2008
Prior Transfer Doc	0000018079
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Sep 22, 2026
Property Address	4085 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1554
Document Number	0000014053
Instrument Date	Sep 16, 2026
Instrument	202614053
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1554

Mortgage

Document Number	0000014053,
Date	Sep 22, 2026
Instrument	202614053

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Rate	8.63%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Apr 19, 2021
Property Address	4085 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1554
Document Number	0010912316
Instrument Date	Apr 9, 2021
Instrument	2110912316
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4085 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1554

Mortgage

Document Number	0010912317
Date	Apr 19, 2021
Instrument	2110912317

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4085 WHISPERING TRAILS DR, HOFFMAN ESTATES, IL 60192-1554
Document Number	2028915022
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4085 WHISPERING TRAILS DR HOFFMAN ESTATES IL 601921554, HOFFMAN ESTATES, IL 60192-1554

Mortgage

Document Number	2028915022
Date	Oct 15, 2020
Instrument	28915022

Lender

Name	FIRST EAGLE FCU
Type	Credit Union
Address	SCHAUMBURG, IL 60196

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	276 Months
Due	Oct 14, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Barrington Township
Municipality	Hoffman Estates Village
Unified School District	Barrington Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,000 Land $8,306 Building $31,694	$400,000 Land $83,060 Building $316,940
2023	$8,932.00 (+2.4%)
2022	$8,723.00 Homeowner's exemption	$34,999 Land $6,994 Building $28,005	$349,990 Land $69,940 Building $280,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4085 Whispering Trails Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2008–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4085 Whispering Trails Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOFFMAN ESTATES serves 50,179 people · EPA ID IL0311290
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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