4095 Loving Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 4095 Loving Dr, Dunkirk, MD 20754 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 2000
Square Footage	2,885 sqft Total Area
Lot Size	43,560 sqft (1 acres)
Garage	Attached, 484 sqft
Occupancy	Owner Occupied
Last Sale	$86,000 (1999)
Tax Bill	$6,092.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-163903`
Alternative APNs	`3163903` `163903`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,885 sqft Total Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	484 sqft Garage
Deck Area	284 sqft Deck
Porch	Slab
Porch Area	352 sqft Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	163903
Street Address	4095 LOVING DR
City	DUNKIRK
State	MD
Zip	20754-3038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7R PLAT 1 LOVING FARM
Legal Subdivision	LOVING FARM 01
Legal Lot Number	7R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3011
Census Tract	860103

Owner

Source: Calvert County records · APN 03-163903

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4095 LOVING DR, DUNKIRK, MD 20754-3038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 1999 · Amount on Record
Deed Sale	Dec 17, 1999 · Amount on Record
Deed Document Number	19991438
Deed Book / Page	1233 / 275
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4095 LOVING DR, DUNKIRK, MD 20754-3038
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057540320
Date	Nov 05, 2020
Book Page	5754/320

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,433 (+13.37%)	$578,300 (+6.31%) Land $170,000 Building $408,300
2025	$6,092.00 (+19.69%)
2023	$5,090.00 Homeowner's exemption	$489,933	$544,000 Land $170,000 Building $374,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.