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4085 Loving Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 4085 Loving Dr, Dunkirk, MD 20754 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3.5 Baths
Year BuiltBuilt 2002
Square Footage2,580 sqft Total Area
Lot Size43,560 sqft (1 acres)
GarageBuilt-in, 525 sqft
OccupancyOwner Occupied
Last Sale$569,900 (2018)
Tax Bill$7,416.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-163911
Alternative APNs
  • 3163911
  • 163911

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,580 sqft Total Area
Basement Area1,046 sqft Basement
Finished Basement1,046 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area43,560 sqft (1 acres)
Parking Spaces2 Parking Spaces
Garage TypeBuilt-in Garage
Garage Area525 sqft Garage
Deck Area262 sqft Deck
Porch Area174 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number163911
Street Address4085 LOVING DR
CityDUNKIRK
StateMD
Zip20754-3038
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 8R PLAT 1 LOVING FARM
Legal SubdivisionLOVING FARM
Legal Lot Number8R
JurisdictionCALVERT MD
Minor Civil Division3, SUNDERLAND
Census Blockgroup3
Census Block3011
Census Tract860103

Owner

Source: Calvert County records · APN 03-163911

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4085 LOVING DR, DUNKIRK, MD 20754-3038
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 07, 2018Deed, Transfer · Conventional Mortgage
BAY CAPITAL MORTGAGE CORP
Nov 02, 2017Grant Deed, Transfer · Conventional Mortgage
EMBRACE HM LOANS
Jun 26, 2017Grant Deed, Foreclosure
ATTORNEY ONLY
Jun 02, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 07, 2018 · Amount on Record
Deed SaleJun 07, 2018 · Amount on Record
Prior SaleNov 02, 2017 · Amount on Record
Deed Book / Page5200 / 346
Prior Transfer DateDec 02, 2010
Prior Transfer Doc0036240298
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address4085 LOVING DR, DUNKIRK, MD 20754-3038
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyMID ATLANTIC STLMT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4085 LOVING DR, DUNKIRK, MD 20754-3038

Mortgage

Document Number0062110233
DateFeb 03, 2022
Book Page6211/233
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2037

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateJun 07, 2018
Property Address4085 LOVING DR, DUNKIRK, MD 20754-3038
Document Number0052000346
Book / Page5200 / 346
Map ReferenceMB KPS1203 PG276
Instrument DateMay 30, 2018
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyTITLE RESOURCES GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,849.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4085 LOVING DR, DUNKIRK, MD 20754-3038

Mortgage

Document Number0005200352
DateJun 07, 2018
Instrument5200/352
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2048

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCALVERT MD
Recording DateNov 02, 2017
Property Address4085 LOVING DR, DUNKIRK, MD 20754-3038
Document Number0050900273
Book / Page005090 / 000273
Instrument DateOct 30, 2017
Transaction TypeTransfer
Record UpdatedNov 23, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address2067 BAYTHORNE RD PRINCE FREDERICK MD 206783568, PRINCE FREDERICK, MD 20678-3568

Mortgage

Document Number50900277
DateNov 02, 2017
Book Page005090/000277
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047

June 2017: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionCALVERT MD
Recording DateJun 26, 2017
Property Address4085 LOVING DR, DUNKIRK, MD 20754-3038
Document Number0050160474
Book / Page005016 / 000474
Instrument DateJun 01, 2017
Transaction TypeForeclosure
Record UpdatedApr 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2401 NW 23RD ST #1D OKLAHOMA CITY OK 731072420, 1D, OKLAHOMA CITY, OK 73107-2420
InvestorPossibly a Property Investor

June 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCALVERT MD
Recording DateJun 02, 2017
Property Address4085 LOVING DR, DUNKIRK, MD 20754-3038
Document Number0050030220
Book / Page005003 / 000220
Instrument DateMar 14, 2017
Transaction TypeForeclosure
Record UpdatedJul 03, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$320.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address3043 TOWNSGATE RD #200 WESTLAKE VILLAGE CA 913613027, 200, WESTLAKE VILLAGE, CA 91361-3027
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,416.00 (+19.25%)$666,700 (+11.38%) Land $170,000 Building $496,700$666,700 (-) Land $170,000 Building $496,700
2023$6,219.00$598,567$666,700 Land $170,000 Building $496,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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