4060 Loving Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 4060 Loving Dr, Dunkirk, MD 20754 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 1999
Square Footage2,210 sqft Total Area
Lot Size43,560 sqft (1 acres)
GarageBuilt-in, 420 sqft
OccupancyOwner Occupied
Last Sale$690,000 (2026)
Tax Bill$5,769.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-163865
Alternative APNs
  • 3163865
  • 163865

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,210 sqft Total Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area43,560 sqft (1 acres)
Parking Spaces2 Parking Spaces
Garage TypeBuilt-in Garage
Garage Area420 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number163865
Street Address4060 LOVING DR
CityDUNKIRK
StateMD
Zip20754-3039
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 4 PLAT 1 LOVING FARM
Legal SubdivisionPLAT ONE LOVING FARM
Legal Lot Number4
JurisdictionCALVERT MD
Minor Civil Division3, SUNDERLAND
Census Blockgroup3
Census Block3011
Census Tract860103

Owner

Source: Calvert County records · APN 03-163865

Assessment roll updated July 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4060 LOVING DR, DUNKIRK, MD 20754-3039
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 03, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
NBKC BANK
Jun 08, 2026Deed, Transfer · Veterans Administration Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Mar 02, 2020Deed, Transfer · Veterans Administration Mortgage
NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 08, 2026 · Amount on Record
Deed SaleJun 08, 2026 · Amount on Record
Prior SaleMar 19, 2025 · Amount on Record
Deed Doc Number2026
Deed Book / Page6914 / 161
Prior Transfer DateSep 16, 2014
Prior Transfer Doc0044580202
Record RefreshedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address4060 LOVING DR, DUNKIRK, MD 20754-3039
Transaction TypeMortgage
Record UpdatedJun 24, 2026
Title CompanySILK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4060 LOVING DR, DUNKIRK, MD 20754-3039

Mortgage

Document Number0060690477
DateSep 03, 2021
Book Page6069/477
Lender
NameNBKC BANK
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateJun 08, 2026
Property Address4060 LOVING DR, DUNKIRK, MD 20754-3039
Document Number6914000161
Book / Page6914 / 161
Instrument DateMay 15, 2026
Transaction TypeTransfer
Record UpdatedJun 15, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$696,900.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4060 LOVING DR, DUNKIRK, MD 20754-3039

Mortgage

Document Number6914000167,
DateJun 08, 2026
Book Page6914/167
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.23%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

March 2020: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateMar 02, 2020
Property Address4060 LOVING DR, DUNKIRK, MD 20754-3039
Document Number0055380236
Book / Page5538 / 236
Map ReferenceLB ABE 5 FO 249
Instrument DateFeb 27, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyBUYER S TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,272.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address4060 LOVING DR, DUNKIRK, MD 20754-3039

Mortgage

Document Number5538241
DateMar 02, 2020
Instrument5538/241
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,769.00 (+27.77%)$514,100 (+18.28%) Land $170,000 Building $344,100$514,100 (-) Land $170,000 Building $344,100
2023$4,515.00$434,633$514,100 Land $170,000 Building $344,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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