4093 Arcadia Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4093 Arcadia Way, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,973 sqft · built 1987
Lot Size0.96 acres (4,162 sqft)
OwnerCompany Name on Record
Last Sale$799,000 (Sep 2018)
Tax Bill$6,502 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Sep 2018 Sale
Flood ZoneZone X (minimal risk)
APN169-381-16-00

Property Details

APN / Parcel Number

Primary APN169-381-16-00

Interior

Bedrooms2 Beds
Full Baths3 Baths
Building Area1,973 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area4,162 sqft (0.96 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4093 ARCADIA WAY
CityOCEANSIDE
StateCA
Zip92056-5139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 55 TR 011033
Legal SubdivisionLEISURE VILLAGE OCEANSIDE
Legal Tract011033
Legal Block3
Legal Lot Number55
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3001
Census Tract19808

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4093 ARCADIA WAY, OCEANSIDE, CA 92056-5139
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2018Deed of Trust, Mortgage · Line of Credit
UNIVERSITY CU
Sep 10, 2018Grant Deed, Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2018 · Amount on Record
Deed SaleSep 10, 2018 · Amount on Record
Prior SaleNov 30, 1998 · Amount on Record
Deed Document Number2018372251
Prior Transfer DateSep 18, 2000
Prior Transfer Doc0000660047
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4093 ARCADIA WAY, OCEANSIDE, CA 92056-5139
Document Number0000443240
Instrument DateOct 19, 2018
Transaction TypeMortgage
Record UpdatedDec 13, 2018
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4093 ARCADIA WAY OCEANSIDE CA 920565139, OCEANSIDE, CA 92056-5139

Mortgage

Document Number0000443240
DateOct 24, 2018
Instrument443240
Lender
NameUNIVERSITY CU
TypeCredit Union
AddressLOS ANGELES, CA 90025-3312
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 23, 2043
Interest
Rate TypeAdjustable Rate

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 10, 2018
Property Address4093 ARCADIA WAY, OCEANSIDE, CA 92056-5139
Document Number0000372251
Instrument DateAug 17, 2018
Instrument372251
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
Tax$878.90
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4093 ARCADIA WAY OCEANSIDE CA 920565139, OCEANSIDE, CA 92056-5139

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$590,859 (+2%) Land $324,182 Building $266,677
2025$6,502.00 (+8.71%) Homeowner's exemption$579,275 (+4.04%) Land $317,826 Building $261,449
2023$5,981.00 (+0.27%) Homeowner's exemption$556,784 Land $305,486 Building $251,298
2022$5,965.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 70% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100

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