4098 Arcadia Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4098 Arcadia Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,444 sqft · built 1987
Lot Size	0.94 acres (4,095 sqft)
Owner	Company Name on Record
Last Sale	$145,200 (Jun 1986)
Tax Bill	$8,189 (2025)
Deeds & Mortgages	May 2022 Transfer May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`169-383-01-00`

Property Details

APN / Parcel Number

Primary APN	`169-383-01-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,444 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	4,095 sqft (0.94 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4098 ARCADIA WAY
City	OCEANSIDE
State	CA
Zip	92056-5138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 16 TR 011033
Legal Subdivision	LEISURE VILLAGE OCEANSIDE
Legal Tract	011033
Legal Block	3
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3005
Census Tract	19808

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17354 CALIFA ST, ENCINO, CA 91316-1339
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Intrafamily Transfer, Transfer STEWART TITLE OF CA INC
May 16, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 1986 · Amount on Record
Deed Sale	Jun 24, 1986 · Amount on Record
Deed Document Number	1986256273
Last Transfer Date	Apr 27, 2022
Transfer Doc	0000209234
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 16, 2022
Property Address	4098 ARCADIA WAY, OCEANSIDE, CA 92056-5138
Document Number	0000209234
Map Reference	FILE 84-146812
Instrument Date	Apr 27, 2022
Instrument	2022-0209234
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17354 CALIFA ST, ENCINO, CA 91316-1339

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 16, 2022
Property Address	4098 ARCADIA WAY, OCEANSIDE, CA 92056-5138
Document Number	0000209232
Map Reference	FILE 84-146812
Instrument Date	Apr 27, 2022
Instrument	2022-0209232
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17354 CALITA ST, ENCINO, CA 91316-1339

Mortgage

Document Number	0000209233
Date	May 16, 2022
Instrument	2022-0209233

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$736,053 (+2%) Land $541,216 Building $194,837
2025	$8,189.00 (+6.05%)	$721,621 (+4.04%) Land $530,604 Building $191,017
2024	$7,722.00 (+2.47%)
2023	$7,536.00 (+150.53%)	$693,600 Land $510,000 Building $183,600
2022	$3,008.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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