4091 Happy Trails Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 4091 Happy Trails Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,886 sqft · built 2012
Lot Size	0.533 acres (23,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Sep 2022)
Tax Bill	$4,476 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-599-0772-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-599-0772-5`
Alternative APNs	`28-4N-22-1200-000A-0110` `22N4281200000A0110`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,886 sqft Living Area
Gross Area	3,636 sqft
1st Floor Area	2,578 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	23,214 sqft (0.533 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Florida Room
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4091 HAPPY TRAILS RD
City	CRESTVIEW
State	FL
Zip	32539-7146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDLE WOOD EST PH I LOT 11 BLK A
Legal Range	22W
Legal Township	04N
Legal Section	28
Legal Subdivision	BRIDLE WOOD EST
Legal Phase	1
Legal Block	A
Legal Lot Number	11
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2007
Census Tract	20305

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4091 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Sep 7, 2017	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2022 · Amount on Record
Deed Sale	Sep 12, 2022 · Amount on Record
Prior Sale	Nov 6, 2012 · Amount on Record
Deed Document Number	20223577623
Deed Book / Page	3642 / 443
Prior Transfer Date	Nov 5, 2012
Prior Transfer Doc	0030630287
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 12, 2022
Property Address	4091 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7146
Document Number	0036420443
Book / Page	3642 / 443
Map Reference	MB 22 PG 87
Instrument Date	Sep 6, 2022
Instrument	3577623
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,395.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 LADUE AVE, 210, CRESTVIEW, FL 32539-7342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4091 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7146

Mortgage

Document Number	0003642444
Date	Sep 12, 2022
Instrument	3642/444

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4091 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7146
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4091 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7146

Mortgage

Document Number	0035681800
Date	Aug 19, 2021
Book Page	3568/1800
Instrument	3481932

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	4091 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7146
Document Number	0033194264
Instrument Date	Sep 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4091 HAPPY TRAILS RD CRESTVIEW FL 325397146, CRESTVIEW, FL 32539-7146

Mortgage

Document Number	0033194264
Date	Oct 3, 2017
Book Page	003319/004264
Instrument	3163289

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2047

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,476.00 (+12.94%) Homeowner's exemption Veteran's exemption	$500,204 (+13.37%)	$506,449 (+14.79%) Land $31,859 Building $474,590
2023	$3,963.00 (+78.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$441,199 (+74.7%) Land $27,067 Building $414,132	$441,199 (+8.63%) Land $27,067 Building $414,132
2022	$2,219.00 Homeowner's exemption	$252,545	$406,165 Land $25,296 Building $380,869

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

Nearby Properties on Happy Trails Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures