4088 Happy Trails Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 4088 Happy Trails Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,265 sqft · built 2018
Lot Size	0.589 acres (25,637 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,800 (Feb 2018)
Tax Bill	$1,443 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-599-0791-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-599-0791-5`
Alternative APNs	`28-4N-22-1200-000C-0030` `22N4281200000C0030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,265 sqft Living Area
Gross Area	3,363 sqft
1st Floor Area	2,001 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	25,637 sqft (0.589 acres)
Garage Type	Attached
Garage Area	675 sqft
Porch	Finished/Open Porch
Porch Area	48 sqft
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4088 HAPPY TRAILS RD
City	CRESTVIEW
State	FL
Zip	32539-7145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDLE WOOD EST PH I LOT 3 BLK C
Legal Range	22W
Legal Township	04N
Legal Section	28
Legal Subdivision	BRIDLE WOOD EST
Legal Phase	1
Legal Block	C
Legal Lot Number	3
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2007
Census Tract	20305

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4088 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OPTIONWIDE FINANCIAL CORP
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Feb 22, 2018	Warranty Deed, Transfer · Conventional with PMI BLACK BONNY B 2017 TRUST (PT)
Jun 15, 2017	Loan Modification, Mortgage · Line of Credit COASTAL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2018 · Amount on Record
Deed Sale	Feb 22, 2018 · Amount on Record
Deed Document Number	20183190062
Deed Book / Page	3338 / 1973
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4088 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7145
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4088 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7145

Mortgage

Document Number	0036831945
Date	Jul 13, 2023
Book Page	3683/1945
Instrument	3635167

Lender

Name	OPTIONWIDE FINANCIAL CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4088 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7145
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4088 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7145

Mortgage

Document Number	0036011936
Date	Jan 28, 2022
Book Page	3601/1936
Instrument	3522955

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 22, 2018
Property Address	4088 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7145
Document Number	0033381973
Book / Page	003338 / 001973
Instrument Date	Feb 15, 2018
Instrument	3190062
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	MAIN STREET LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,846.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4088 HAPPY TRAILS RD CRESTVIEW FL 325397145, CRESTVIEW, FL 32539-7145

Mortgage

Document Number	33381975
Date	Feb 22, 2018
Book Page	003338/001975
Instrument	3190063

Lender

Name	BLACK BONNY B 2017 TRUST (PT)
Address	PO BOX 728, CATAUMET, MA 02534-0728

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	4088 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7145
Document Number	0033042983
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6072 HIGHWAY 85 N CRESTVIEW FL 325367152, CRESTVIEW, FL 32536-7152

Mortgage

Document Number	0033042983
Date	Jun 19, 2017
Book Page	003304/002983
Instrument	3142034

Lender

Name	COASTAL BK&TR
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,443.00 (+5.56%) Homeowner's exemption	$176,596 (+5.99%)	$395,551 (+4.33%) Land $31,859 Building $363,692
2023	$1,367.00 (+2.4%) Homeowner's exemption	$166,620 (+3%)	$379,123 (+8.12%) Land $27,067 Building $352,056
2022	$1,335.00 Homeowner's exemption	$161,767	$350,643 Land $25,296 Building $325,347

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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