4084 Happy Trails Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 4084 Happy Trails Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,097 sqft · built 2018
Lot Size	0.589 acres (25,646 sqft)
Owner	2 Individual Names on File
Last Sale	$301,000 (May 2026)
Tax Bill	$3,426 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2026 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-599-0793-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-599-0793-1`
Alternative APNs	`28-4N-22-1200-000C-0050` `22N4281200000C0050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,097 sqft Living Area
Gross Area	3,112 sqft
1st Floor Area	2,097 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	25,646 sqft (0.589 acres)
Garage Type	Attached
Garage Area	575 sqft
Porch	Finished/Open Porch
Porch Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4084 HAPPY TRAILS RD
City	CRESTVIEW
State	FL
Zip	32539-7145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDLE WOOD EST PH I LOT 5 BLK C
Legal Range	22W
Legal Township	04N
Legal Section	28
Legal Subdivision	BRIDLE WOOD EST
Legal Phase	1
Legal Block	C
Legal Lot Number	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2007
Census Tract	20305

Owner

4084 Happy Trails Rd is owned by two individuals who bought it in May 2026.

Source: Okaloosa County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19743 CHANCE RD, FLORALA, AL 36442-7432
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Special Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
Jan 20, 2026	Special Warranty Deed, Foreclosure MORTGAGE CONNECT LP
Dec 10, 2025	Trustee's Deed, Foreclosure
Jul 18, 2018	Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Dec 10, 2025 · Amount on File
Deed Document Number	20263817688
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 20, 2026
Property Address	4084 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7145
Document Number	0003817688
Instrument Date	May 14, 2026
Instrument	20263817688
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212,807.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19743 CHANCE RD, FLORALA, AL 36442-7432

Mortgage

Document Number	0003817689,
Date	May 20, 2026
Instrument	20263817689

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 20, 2026
Property Address	4084 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7145
Document Number	0003794182
Map Reference	MB 22 PG 87
Instrument Date	Jan 16, 2026
Instrument	3794182
Transaction Type	Foreclosure
Record Updated	Feb 10, 2026
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11988 EXIT 5 PKWY # PKWY4, PKWY4, FISHERS, IN 46037-8021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

December 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 10, 2025
Property Address	4084 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7145
Document Number	0003788195
Map Reference	MB 22 PG 87
Instrument Date	Dec 2, 2025
Instrument	3788195
Transaction Type	Foreclosure
Record Updated	Dec 31, 2025

Transaction

Amount	Amount on Record
Tax	$1,785.70
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 W YAMATO RD STE 175, 175, BOCA RATON, FL 33431-4444

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 18, 2018
Property Address	4084 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7145
Document Number	0033593202
Book / Page	3359 / 3202
Map Reference	MB22 PG87
Instrument Date	Jul 11, 2018
Instrument	3220502
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	THE MAIN STREET LAND TITLE C

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6072 HIGHWAY 85 N, 6072, CRESTVIEW, FL 32536-7152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4084 HAPPY TRAILS RD, CRESTVIEW, FL 32539-7145

Mortgage

Document Number	0003220505
Date	Jul 18, 2018
Instrument	3220505

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4084 Happy Trails Rd was $3,426.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,426.00	$356,852 Land $31,859 Building $324,993	$356,852 Land $31,859 Building $324,993
2023	$3,133.00 (+7.55%)	$340,631 (+8.61%) Land $27,067 Building $313,564	$340,631 (+8.61%) Land $27,067 Building $313,564
2022	$2,913.00	$313,630 Land $25,296 Building $288,334	$313,630 Land $25,296 Building $288,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4084 Happy Trails Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4084 Happy Trails Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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