4090 Cumin Ct, Bulverde, TX 78163 Property Records

Comal County property record for 4090 Cumin Ct, Bulverde, TX 78163

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,933 sqft · built 2023
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on File
Last Sale	$436,903 (Nov 2023)
Tax Bill	$5,770 (2025)
Deeds & Mortgages	Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-0305-0872-00`

Property Details

APN / Parcel Number

Primary APN	`25-0305-0872-00`
Alternative APN	`456804`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,933 sqft Living Area
Gross Area	2,503 sqft
1st Floor Area	1,933 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	199 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4090 CUMIN CT
City	BULVERDE
State	TX
Zip	78163-2655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSON RANCH NORTH 9, BLOCK D, LOT 13
Legal Subdivision	JOHNSON RANCH NORTH 9
Legal Block	D
Legal Lot Number	13
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	1
Census Block	1021
Census Tract	310703

Owner

4090 Cumin Ct is owned and occupied by two individuals who bought it in November 2023.

Source: Comal County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4090 CUMIN CT, BULVERDE, TX 78163-2655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2023 · Amount on File
Deed Sale	Nov 6, 2023 · Amount on File
Deed Document Number	202335231
Prior Transfer Date	Oct 23, 2023
Prior Transfer Doc	0000035230
Record Updated	Oct 29, 2026

November 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Nov 6, 2023
Property Address	4090 CUMIN CT, BULVERDE, TX 78163-2655
Document Number	0006035231
Map Reference	DOC 202206018075
Instrument Date	Oct 23, 2023
Instrument	202306035231
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2023
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4090 CUMIN CT, BULVERDE, TX 78163-2655

Mortgage

Document Number	0006035232
Date	Nov 6, 2023
Instrument	202306035232

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4090 Cumin Ct was $5,770, down 7.9% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,320 (-0.27%) Land $99,850 Building $241,470	$341,320 (-0.27%) Land $99,850 Building $241,470
2025	$5,770.00 (-7.93%) Homeowner's exemption	$342,250 Land $99,850 Building $242,400	$342,250 Land $99,850 Building $242,400
2024	$6,267.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4090 Cumin Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	11 (1994–2015)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 5 claims Flooding 10/18/98, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4090 Cumin Ct is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GBRA JOHNSON RANCH SUBDIVISION serves 2,322 people · EPA ID TX0460265
Water Source	Purchased surface water from GBRA WESTERN CANYON WATER SUPPLY
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	Corrosion control Oct 2016
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20