St. Johns County property record for 409 Zorayda Ave, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,643 sqft · built 1940 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,940 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 215770-0000 |
| Primary APN | 215770-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,643 sqft Living Area |
| 1st Floor Area | 1,643 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Garage Area | 374 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 202 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 409 ZORAYDA AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-3758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3 97 DAVIS SHORES PT OF LOT 10 & ALL LOT 11 BLK 10 OR1389/1 &3213/1477(Q/C) |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 17 |
| Legal Subdivision | DAVIS SHORES OCEAN VIEW SECTION |
| Legal Block | 10 |
| Legal Lot Number | 10,11 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20500 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 ZORAYDA AVE, SAINT AUGUSTINE, FL 32080-3758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 24, 2008 |
| Transfer Doc | 0032131477 |
| Record Updated | Jun 8, 2026 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,489 (+2.7%) | $576,554 (+8.5%) Land $420,750 Building $155,804 | |
| 2025 | $2,940.00 (+8.49%) Homeowner's exemption Widower's exemption | $191,323 (+5.99%) | $531,385 (+0.37%) Land $382,500 Building $148,885 |
| 2024 | $2,710.00 (+3%) | ||
| 2023 | $2,631.00 (+0.53%) Homeowner's exemption Widower's exemption | $180,516 (+3%) | $529,430 (+5.03%) Land $382,500 Building $146,930 |
| 2022 | $2,617.00 Homeowner's exemption Widower's exemption | $175,258 | $504,081 Land $302,736 Building $201,345 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 435 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 579 units insured incl. 144 condo units |
| Nearby Flood Claims | 542 (1988–2024) |
| Claims Outside the SFHA | 9 of 542 |
| Most Recent Claim | Sep 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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