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108 Zorayda Ave, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 108 Zorayda Ave, Saint Augustine, FL 32080

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,566 sqft · built 1941
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$575,000 (Jul 2025)
Tax Bill$9,817 (2025)
Deeds & MortgagesMay 2023 Transfer
Jun 2022 Transfer
+ 2 more
Flood ZoneZone AE (high risk)
APN216840-0000

Property Details

APN / Parcel Number

Primary APN216840-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,566 sqft Living Area
Gross Area2,252 sqft
1st Floor Area1,182 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1999
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions200 ft deep x 98 ft wide
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Glass Porch
Porch Area248 sqft
Patio Area125 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address108 ZORAYDA AVE
CitySAINT AUGUSTINE
StateFL
Zip32080-3783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3-98 DAVIS SHORES LOTS 8 9 10 11 & 12 BLK 19 (LESS S 14 FT OF LOT 8) OR6194/1633
Legal Range30E
Legal Township07S
Legal Section17
Legal SubdivisionDAVIS SHORES OCEAN VIEW SECTION
Legal Block19
Legal Lot Number8
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2065
Census Tract20500

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address108 ZORAYDA AVE, SAINT AUGUSTINE, FL 32080-3783
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 18, 2023Correction Deed
ACCOMODATION, ACCOMMODATION
Jun 13, 2022Intrafamily Transfer, Transfer
ATTORNEY
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Aug 28, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2025 · Amount on Record
Deed SaleJul 31, 2025 · Amount on Record
Deed Document Number202561573
Deed Book / Page6194 / 1633
Prior Transfer DateJul 19, 2019
Prior Transfer Doc0047860099
Record UpdatedOct 29, 2026

May 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionST JOHNS FL
Recording DateMay 18, 2023
Property Address108 ZORAYDA AVE, SAINT AUGUSTINE, FL 32080-3783
Document Number0057600051
Book / Page5760 / 51
Instrument DateMay 17, 2023
Instrument2023038364
Record UpdatedJun 5, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address108 ZORAYDA AVE, SAINT AUGUSTINE, FL 32080-3783

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address108 ZORAYDA AVE, SAINT AUGUSTINE, FL 32080-3783

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateJun 13, 2022
Property Address108 ZORAYDA AVE, SAINT AUGUSTINE, FL 32080-3783
Document Number0055771929
Book / Page5577 / 1929
Instrument DateJun 6, 2022
Instrument2022059115
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address108 ZORAYDA AVE, 108, ST AUGUSTINE, FL 32080-3783

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address108 ZORAYDA AVE, ST AUGUSTINE, FL 32080-3783

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address108 ZORAYDA AVE, SAINT AUGUSTINE, FL 32080-3783
Document Number0050911953
Instrument DateOct 20, 2020
Transaction TypeMortgage
Record UpdatedNov 19, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address102 ZORAYDA AVE ST AUGUSTINE FL 320803783, ST AUGUSTINE, FL 32080-3783

Mortgage

Document Number0050911953
DateNov 5, 2020
Book Page005091/001953
Instrument99914
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueNov 4, 2060

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 28, 2019
Property Address108 ZORAYDA AVE, SAINT AUGUSTINE, FL 32080-3783
Document Number0047860099
Book / Page004786 / 000099
Instrument DateJul 19, 2019
Instrument63784
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 ZORAYDA AVE ST AUGUSTINE FL 320803783, ST AUGUSTINE, FL 32080-3783

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$536,669 (+8.84%) Land $367,868 Building $168,801$536,669 (+8.84%) Land $367,868 Building $168,801
2025$9,817.00 (+5,541.95%)$493,083 (+59.98%)$493,083 (+0.53%) Land $334,424 Building $158,659
2024$174.00
2023$174.00 (+12.26%) Disabled Person's exemption Veteran's exemption$308,208 (+3%)$490,496 (+1.34%) Land $334,424 Building $156,072
2022$155.00 Disabled Person's exemption Veteran's exemption$299,231$483,991 Land $264,687 Building $219,304

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 435 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies579 units insured
incl. 144 condo units
Nearby Flood Claims542 (1988–2024)
Claims Outside the SFHA9 of 542
Most Recent ClaimSep 2024 · tidal / storm surge
Claims by Event
  • Hurricane Ian, Sep 2022 · 38 claims
  • Hurricane Irma, Sep 2017 · 137 claims
  • Hurricane Matthew, Oct 2016 · 263 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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