St. Johns County property record for 405 Zorayda Ave, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,264 sqft · built 1940 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $784 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 215780-0000 |
| Primary APN | 215780-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| 1st Floor Area | 1,264 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 160 ft deep x 110 ft wide |
| Garage Type | Carport |
| Garage Area | 456 sqft |
| Carport | Carport |
| Carport Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 234 sqft |
| Patio Area | 841 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 ZORAYDA AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-3758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-97 DAVIS SHORES LOTS 12 & 13 BLK 10 OR352/340 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 17 |
| Legal Subdivision | DAVIS SHORES OCEAN VIEW SECTION |
| Legal Block | 10 |
| Legal Lot Number | 12,13 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20500 |
405 Zorayda Ave is owned and occupied by an individual.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 ZORAYDA AVE, SAINT AUGUSTINE, FL 32080-3758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 405 Zorayda Ave was $784 with exemptions applied, up 20.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,433 (+2.7%) | $632,537 (+9.16%) Land $499,125 Building $133,412 | |
| 2025 | $784.00 (+20.25%) Homeowner's exemption Senior Citizen's exemption | $110,451 | $579,464 Land $453,750 Building $125,714 |
| 2024 | $652.00 (+7.77%) | ||
| 2023 | $605.00 (+11.21%) Homeowner's exemption Senior Citizen's exemption | $104,212 (+3%) | $576,796 (+9.67%) Land $453,750 Building $123,046 |
| 2022 | $544.00 Homeowner's exemption Senior Citizen's exemption | $101,177 | $525,929 Land $359,128 Building $166,801 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Zorayda Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 435 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 579 units insured incl. 144 condo units |
| Nearby Flood Claims | 542 (1988–2024) |
| Claims Outside the SFHA | 9 of 542 |
| Most Recent Claim | Sep 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Zorayda Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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