409 Wind Rose Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 409 Wind Rose Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	1,262 sqft · built 2003
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$309,000 (Dec 2004)
Deeds & Mortgages	Jan 2024 Line of Credit
APN	`04-06-0-302-008`

Property Details

APN / Parcel Number

Primary APN	`04-06-0-302-008`

Interior

Stories	2 Stories
Building Area	1,262 sqft Living Area
Gross Area	2,740 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	43,996 sqft (1.01 acres)
Garage Area	984 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	1,002 sqft
Patio Area	192 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	409 WIND ROSE CT
City	O FALLON
State	IL
Zip	62269-6326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITTE FARMS EST PHASE 1 LOT/SEC-7 DOC A01884179
Legal Township	06
Legal Subdivision	WITTE FARM ESTS-PH I
Legal Phase	1
Legal Lot Number	7
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1008
Census Tract	504355

Owner

Source: St. Clair County records · APN 04-06-0-302-008

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 WIND ROSE CT, O FALLON, IL 62269-6326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2004 · Amount on Record
Deed Sale	Dec 21, 2004 · Amount on Record
Prior Sale	Dec 21, 2004 · Amount on Record
Deed Document Number	A01884179
Record Updated	Jun 07, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	409 WIND ROSE CT, O FALLON, IL 62269-6326
Transaction Type	Mortgage
Record Updated	Jan 24, 2024
Title Company	BENEDICK TITLE, BENDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 WIND ROSE CT, O FALLON, IL 62269-6326

Mortgage

Document Number	0A02802361
Date	Jan 08, 2024
Instrument	A02802361

Lender

Name	BANK OF OFALLON
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 28, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2022	$121,492 Land $19,829 Building $101,663	$364,476 Land $59,487 Building $304,989

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1980–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Wisper ISP.

Based on FCC filings for 32 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.