403 Wind Rose Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 403 Wind Rose Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,720 sqft · built 2006
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$58,000 (Nov 2004)
Tax Bill	$14,315 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Mortgage + 1 more
APN	`04-06-0-302-010`

Property Details

APN / Parcel Number

Primary APN	`04-06-0-302-010`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	2,720 sqft Living Area
Basement Area	2,720 sqft
Finished Basement	2,040 sqft
Game Room	Game Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Frame
Lot Area	47,916 sqft (1.1 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	88 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	403 WIND ROSE CT
City	O FALLON
State	IL
Zip	62269-6326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITTE FARMS EST PHASE 1 LOT/SEC-9 DOC A01880217
Legal Subdivision	WITTE FARMS EST
Legal Phase	1
Legal Block	302
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1008
Census Tract	504355

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 WIND ROSE CT, O FALLON, IL 62269-6326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BK
Mar 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANKCENTRE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2004 · Amount on Record
Deed Sale	Nov 30, 2004 · Amount on Record
Prior Sale	Apr 23, 2003 · Amount on Record
Deed Document Number	20041880217
Deed Book / Page	4113 / 1170
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	403 WIND ROSE CT, O FALLON, IL 62269-6326
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	BENCHMARK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02690916
Date	Mar 10, 2021
Instrument	A02690916

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	403 WIND ROSE CT, O FALLON, IL 62269-6326
Document Number	00A2652111
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	BENCHMARK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 WIND ROSE CT O FALLON IL 622696326, O FALLON, IL 62269-6326

Mortgage

Document Number	00A2652111
Date	May 26, 2020
Instrument	2652111

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	403 WIND ROSE CT, O FALLON, IL 62269-6326
Document Number	00A2530133
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 WIND ROSE CT O FALLON IL 622696326, O FALLON, IL 62269-6326

Mortgage

Document Number	00A2530133
Date	Mar 16, 2017
Instrument	2530133

Lender

Name	MIDWEST BANKCENTRE
Type	Bank
Address	ST LOUIS, MO 63125

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,315.00	$204,593 (+44.92%) Land $29,148 Building $175,445	$613,779 (+44.92%) Land $87,444 Building $526,335
2022		$141,175 Land $21,697 Building $119,478	$423,525 Land $65,091 Building $358,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1980–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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