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407 Wind Rose Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 407 Wind Rose Ct, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details5 ba · 1,881 sqft · built 2002
Lot Size1.14 acres (49,658 sqft)
Owner2 Individual Names on Record
Last Sale$271,000 (Dec 2002)
Deeds & MortgagesNov 2020 Mortgage
APN04-06-0-302-009

Property Details

APN / Parcel Number

Primary APN04-06-0-302-009

Interior

Full Baths5 Baths
Stories2 Stories
Building Area1,881 sqft Living Area
Basement Area1,848 sqft
Unfinished Basement1,848 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialCombination
Construction TypeFrame
Lot Area49,658 sqft (1.14 acres)
Garage TypeMixed
Garage Area564 sqft
Parking Spaces2 Parking Spaces
Deck Area192 sqft
Patio Area192 sqft
Canopy162 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address407 WIND ROSE CT
CityO FALLON
StateIL
Zip62269-6326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWITTE FARMS EST PHASE 1 LOT/SEC-8 A01719755
Legal SubdivisionWITTE FARMS EST
Legal Phase1
Legal Block302
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1008
Census Tract504355

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address407 WIND ROSE CT, O FALLON, IL 62269-6326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2002 · Amount on Record
Deed SaleDec 5, 2002 · Amount on Record
Prior SaleJul 5, 2002 · Amount on Record
Deed Document Number20021719755
Deed Book / Page3756 / 1579
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address407 WIND ROSE CT, O FALLON, IL 62269-6326
Document Number00A2677073
Instrument DateNov 18, 2020
Transaction TypeMortgage
Record UpdatedJan 6, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address407 WIND ROSE CT O FALLON IL 622696326, O FALLON, IL 62269-6326

Mortgage

Document Number00A2677073
DateNov 24, 2020
Instrument2677073
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 23, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$180,501 (+34.34%) Land $29,989 Building $150,512$541,503 (+34.34%) Land $89,967 Building $451,536
2022$134,360 Land $22,323 Building $112,037$403,080 Land $66,969 Building $336,111

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1980–2022)
Claims Outside the SFHA2 of 4
Most Recent ClaimJul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-EAST ST LOUIS
private · serves 131,368 people · EPA ID IL1635040
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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