409 Willow Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 409 Willow Dr, O Fallon, IL 62269 · Last verified August 2023

Property Summary

Property TypeSingle Family Home
Details1,421 sqft · built 1965
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on File
Last Sale$125,000 (May 2021)
Deeds & MortgagesDec 2021 Transfer
May 2021 Sale & Mortgage
+ 1 more
APN04-30-0-201-004

Property Details

APN / Parcel Number

Primary APN04-30-0-201-004

Interior

Stories1 Story
Building Area1,421 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1985
Architectural StyleOther
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area7,841 sqft (0.18 acres)
Deck Area16,000 sqft
Patio Area14,000 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address409 WILLOW DR
CityO FALLON
StateIL
Zip62269-1080
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTBROOK 3RD ADD LOT/SEC-108 A02730016
Legal SubdivisionWESTBROOK
Legal Lot Number108
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1005
Census Tract504354

Owner

Source: St. Clair County records · APN 04-30-0-201-004

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address210 EVERGREEN DR, O FALLON, IL 62269-2501
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 05, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Mar 10, 2017Loan Modification, Mortgage · Line of Credit
FIRST COLLINSVILLE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 05, 2021 · Amount on Record
Deed SaleMay 05, 2021 · Amount on Record
Prior SaleMay 05, 2021 · Amount on Record
Deed Document NumberA02698711
Last Transfer DateDec 17, 2021
Transfer Doc0A02730016
Record UpdatedJun 07, 2026

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CLAIR IL
Recording DateDec 17, 2021
Property Address409 WILLOW DR, O FALLON, IL 62269-1080
Document Number0A02730016
Map ReferenceMB 59 PG 52
Instrument DateDec 10, 2021
InstrumentA02730016
Transaction TypeTransfer
Record UpdatedDec 31, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address210 EVERGREEN DR, 210, O FALLON, IL 62269-2501

Transferred To (Grantee/Buyer)

NameVerified Name
Address210 EVERGREEN DR, O FALLON, IL 62269-2501

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateMay 05, 2021
Property Address409 WILLOW DR, O FALLON, IL 62269-1080
Document NumberA02698711
Map ReferencePL 59 PG 52
Instrument DateMay 04, 2021
InstrumentA02698711
Transaction TypeTransfer
Record UpdatedMay 21, 2021
Title CompanyTOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$187.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address210 VAERGREEN DRIVE, O FALLON, IL 62269

Mortgage

Document NumberA02698712
DateMay 05, 2021
InstrumentA02698712
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051
Interest
Rate4.12%
Index3-Year CMT

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST CLAIR IL
Property Address409 WILLOW DR, O FALLON, IL 62269-1080
Document Number00A2534054
Instrument DateMar 10, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address520 COVENTRY RD TROY IL 622941743, TROY, IL 62294-1743

Mortgage

Document Number00A2534054
DateApr 20, 2017
Instrument2534054
Lender
NameFIRST COLLINSVILLE BK
TypeBank
AddressTROY, IL 62294
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueApr 19, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2022$37,659 Land $7,586 Building $30,073$112,977 Land $22,758 Building $90,219

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043541, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1990–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2022, other causes, Severe Storm And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 434 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: WH i3B Bidco LLC/WH i3B Topco, Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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