402 Willow Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 402 Willow Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,181 sqft · built 1966
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Feb 2026)
Tax Bill	$2,507 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
APN	`04-30-0-104-013`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-104-013`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,181 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	402 WILLOW DR
City	O FALLON
State	IL
Zip	62269-1079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTBROOK 3RD ADD LOT/SEC-100 A02873685
Legal Subdivision	WESTBROOK 3RD ADD
Legal Block	104
Legal Lot Number	100
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1010
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 WILLOW DR, O FALLON, IL 62269-1079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2026 · Amount on Record
Deed Sale	Feb 4, 2026 · Amount on Record
Prior Sale	Jul 17, 2024 · Amount on Record
Deed Document Number	20262873685
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 4, 2026
Property Address	402 WILLOW DR, O FALLON, IL 62269-1079
Document Number	0A02873685
Map Reference	MB 59 PG 52
Instrument Date	Jan 28, 2026
Instrument	A02873685
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	402 WILLOW DR, O FALLON, IL 62269-1079

Mortgage

Document Number	0A02873686
Date	Feb 4, 2026
Instrument	A02873686

Lender

Name	BANK OF OFALLON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Jan 28, 2033

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,507.00 (+11.82%) Homeowner's exemption Senior Citizen's exemption	$45,782 (+9.62%) Land $9,131 Building $36,651	$137,346 (+9.62%) Land $27,393 Building $109,953
2024	$2,242.00 Homeowner's exemption Senior Citizen's exemption	$41,765 (+22.55%) Land $8,330 Building $33,435	$125,295 (+22.55%) Land $24,990 Building $100,305
2022		$34,079 Land $6,797 Building $27,282	$102,237 Land $20,391 Building $81,846

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, i3 Broadband.

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