406 Willow Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 406 Willow Dr, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details1,181 sqft · built 1966
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$61,500 (Oct 1997)
Tax Bill$3,262 (2025)
Deeds & MortgagesSep 2021 Mortgage
APN04-30-0-104-011

Property Details

APN / Parcel Number

Primary APN04-30-0-104-011

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,181 sqft Living Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1985
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area6,970 sqft (0.16 acres)
Garage TypeMixed
Garage Area240 sqft
Parking Spaces1 Parking Space
Patio Area120 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address406 WILLOW DR
CityO FALLON
StateIL
Zip62269-1079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTBROOK 3RD ADD LOT/SEC-102 BK 3197-1275
Legal SubdivisionWESTBROOK 3RD ADD
Legal Block104
Legal Lot Number102
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1010
Census Tract504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address406 WILLOW DR, O FALLON, IL 62269-1079
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 1997 · Amount on Record
Deed SaleOct 1, 1997 · Amount on Record
Deed Document Number19977668
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address406 WILLOW DR, O FALLON, IL 62269-1079
Transaction TypeMortgage
Record UpdatedSep 16, 2021
Title CompanyABSTRACT & TITLES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA02714942
DateSep 2, 2021
InstrumentA02714942
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 1, 2031

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,262.00$51,261 (+35.79%) Land $8,927 Building $42,334$153,783 (+35.79%) Land $26,781 Building $127,002
2022$37,750 Land $6,645 Building $31,105$113,250 Land $19,935 Building $93,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1990–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: ClearWave, i3 Broadband.

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