409 Walnut St, Cumberland, MD 21502 Property Records

Allegany County property record for 409 Walnut St, Cumberland, MD 21502

Property Summary

Property Type	Residential Vacant Land
Details	1 ba · 990 sqft · built 1900
Lot Size	0.097 acres (4,213 sqft)
Owner	2 Individual Names on File
Last Sale	$32,900 (Jan 2026)
Tax Bill	$34 (2025)
Deeds & Mortgages	Jan 2026 Sale Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-005418`

Property Details

APN / Parcel Number

Primary APN	`05-005418`
Alternative APNs	`5005418` `005418`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	990 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Roof Material	Slate
Lot Area	4,213 sqft (0.097 acres)
Porch	Open Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	005418
Street Address	409 WALNUT ST
City	CUMBERLAND
State	MD
Zip	21502-1615
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	409 WALNUT ST HOOKS ADDN 26X130 IRREG 22X123
Legal Subdivision	HOOKS ADD
Jurisdiction	ALLEGANY MD
Township / Civil Division	23, DECATUR
Census Block Group	1
Census Block	1043
Census Tract	1000

Owner

409 Walnut St, residential vacant land, is owned by two individuals who bought it in January 2026.

Source: Allegany County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	86 AQUIFER DR, FALLING WATERS, WV 25419-4303
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed, Transfer
Feb 9, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2026 · Amount on File
Deed Sale	Jan 15, 2026 · Amount on File
Prior Sale	Jan 17, 1997 · Amount on File
Deed Book / Page	3127 / 401
Prior Transfer Date	Dec 15, 2020
Prior Transfer Doc	0026310118
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jan 15, 2026
Property Address	409 WALNUT ST, CUMBERLAND, MD 21502-1615
Document Number	003127-0401
Book / Page	3127 / 401
Instrument Date	Nov 14, 2025
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Tax	$164.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	86 AQUIFER DR, FALLING WATERS, WV 25419-4303
Investor	Possibly a Property Investor

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY MD
Recording Date	Feb 9, 2021
Property Address	409 WALNUT ST, CUMBERLAND, MD 21502-1615
Document Number	002631-0118
Book / Page	2631 / 118
Instrument Date	Dec 15, 2020
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 WALNUT ST, CUMBERLAND, MD 21502-1615

Tax Assessment & Valuation

The 2025 property tax bill for 409 Walnut St was $34.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,700 (-) Land $3,700	$3,700 (-) Land $3,700
2025	$34.00	$3,700 Land $3,700	$3,700 Land $3,700
2023	$34.00	$3,700 Land $3,700	$3,700 Land $3,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 409 Walnut St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1979–1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Walnut St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
SkyPacket Fixed Wireless	100 / 20

May also be available: AT&T.

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