404 Walnut St, Cumberland, MD 21502 Property Records

Allegany County property record for 404 Walnut St, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,908 sqft · built 1900
Lot Size	0.045 acres (1,965 sqft)
Owner	Company Name on Record
Last Sale	$73,000 (Nov 2024)
Tax Bill	$611 (2025)
Deeds & Mortgages	Mar 2024 Sale Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-005027`

Property Details

APN / Parcel Number

Primary APN	`05-005027`
Alternative APNs	`5005027` `005027`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,908 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,965 sqft (0.045 acres)
Porch	Slab
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	005027
Street Address	404 WALNUT ST
City	CUMBERLAND
State	MD
Zip	21502-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	404 WALNUT ST PT LOT 28 20X91 HOOKS ADDN 24X88
Legal Subdivision	HOOKS ADD
Legal Lot Number	28
Jurisdiction	ALLEGANY MD
Township / Civil Division	23, DECATUR
Census Block Group	1
Census Block	1054
Census Tract	1000

Owner

Source: Allegany County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4017 BAY DR, MIDDLE RIVER, MD 21220-4036
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC
Nov 2, 2018	Grant Deed, Transfer · FHA Mortgage MLEND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2024 · Amount on Record
Deed Sale	Nov 21, 2024 · Amount on Record
Prior Sale	Mar 19, 2024 · Amount on Record
Deed Book / Page	3015 / 64
Record Updated	Sep 20, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Mar 19, 2024
Property Address	404 WALNUT ST, CUMBERLAND, MD 21502-1616
Document Number	002952-0178
Book / Page	2952 / 178
Map Reference	LB 11 FO 442
Instrument Date	Jan 26, 2024
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WALNUT ST, CUMBERLAND, MD 21502-1616

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Nov 2, 2018
Property Address	404 WALNUT ST, CUMBERLAND, MD 21502-1616
Document Number	0024240372
Book / Page	002424 / 000372
Instrument Date	Oct 29, 2018
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9247 LAVERGNE AVE SKOKIE IL 600771301, SKOKIE, IL 60077-1301

Mortgage

Document Number	24240377
Date	Nov 2, 2018
Book Page	002424/000377

Lender

Name	MLEND
Address	MIDDIETOWN, MD 21769

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,500 (+119.68%) Land $1,700 Building $79,800	$81,500 (+119.68%) Land $1,700 Building $79,800
2025	$611.00 (+77.1%)
2023	$345.00	$37,100 Land $1,700 Building $35,400	$37,100 Land $1,700 Building $35,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1979–1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
SkyPacket Fixed Wireless	100 / 20

May also be available: AT&T.

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