408 Walnut St, Cumberland, MD 21502 Property Records

Allegany County property record for 408 Walnut St, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,150 sqft · built 1908
Lot Size	0.052 acres (2,280 sqft)
Owner	2 Individual Names on File
Last Sale	$13,750 (Jun 2023)
Tax Bill	$110 (2025)
Deeds & Mortgages	Jun 2023 Sale May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-026261`

Property Details

APN / Parcel Number

Primary APN	`05-026261`
Alternative APNs	`5026261` `026261`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,150 sqft Total Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,280 sqft (0.052 acres)
Porch	Slab
Porch Area	125 sqft
Deck Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	026261
Street Address	408 WALNUT ST
City	CUMBERLAND
State	MD
Zip	21502-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	408 WALNUT ST PT LOT 28 30X80 GEPHART 2ND 27X80
Legal Subdivision	HOOK S ADDITION
Legal Lot Number	28
Jurisdiction	ALLEGANY MD
Township / Civil Division	23, DECATUR
Census Block Group	1
Census Block	1054
Census Tract	1000

Owner

408 Walnut St is owned by two individuals who bought it in June 2023.

Source: Allegany County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15526 BRANDYWINE RD, BRANDYWINE, MD 20613-3210
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed, Transfer
May 5, 2022	Deed, Transfer
Nov 5, 2021	Deed, Transfer LINCOLN TITLE AND SETTLEMENT SERVICES, LINCOLN TTL & STLMT SVCS LLC
Mar 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2023 · Amount on File
Deed Sale	Jun 7, 2023 · Amount on File
Prior Sale	May 5, 2022 · Amount on File
Deed Book / Page	2884 / 432
Prior Transfer Date	Jan 31, 2020
Prior Transfer Doc	0025390224
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jun 7, 2023
Property Address	408 WALNUT ST, CUMBERLAND, MD 21502-1616
Document Number	002884-0432
Book / Page	2884 / 432
Map Reference	LB 2779 FO 309
Instrument Date	May 26, 2023
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount on Record
Tax	$34.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15525 BRANAYWME RD, BRANDYWINE, MD 20613

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	May 5, 2022
Property Address	408 WALNUT ST, CUMBERLAND, MD 21502-1616
Document Number	002779-0309
Book / Page	2779 / 309
Instrument Date	Apr 5, 2022
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 PACA ST, CUMBERLAND, MD 21502-2816

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Nov 5, 2021
Property Address	408 WALNUT ST, CUMBERLAND, MD 21502-1616
Document Number	002720-0076
Book / Page	2720 / 76
Instrument Date	Oct 18, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	LINCOLN TITLE AND SETTLEMENT SERVICES, LINCOLN TTL & STLMT SVCS LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	623 FREDERICK ST, HAGERSTOWN, MD 21740-6831

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY MD
Recording Date	Mar 10, 2020
Property Address	408 WALNUT ST, CUMBERLAND, MD 21502-1616
Document Number	0025390224
Book / Page	002539 / 000224
Instrument Date	Jan 31, 2020
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$5.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 W HIGH ST HANCOCK MD 217501132, HANCOCK, MD 21750-1132

Tax Assessment & Valuation

The 2025 property tax bill for 408 Walnut St was $110.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,000 Land $2,000 Building $10,000	$12,000 Land $2,000 Building $10,000
2025	$110.00
2023	$111.00	$12,000 (-56.83%) Land $2,000 Building $10,000	$12,000 (-56.83%) Land $2,000 Building $10,000
2022		$27,800 Land $2,000 Building $25,800	$27,800 Land $2,000 Building $25,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Walnut St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1979–1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Walnut St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
SkyPacket Fixed Wireless	100 / 20

May also be available: AT&T.

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