Grayson County property record for 409 W Main St, Denison, TX 75020
| Property Type | Commercial |
|---|---|
| Details | 2,000 sqft · built 1900 |
| Lot Size | 0.068 acres (3,001 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,423 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D016 3131439 |
| Primary APN | D016 3131439 |
|---|---|
| Alternative APN |
|
| Building Area | 2,000 sqft Total Area |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 3,001 sqft (0.068 acres) |
| Lot Dimensions | 120 ft deep x 25 ft wide |
| Account Number | 143115 |
|---|---|
| Old Parcel Number | D016 3131439 |
| Street Address | 409 W MAIN ST |
| City | DENISON |
| State | TX |
| Zip | 75020-3126 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | OTP DENISON, BLOCK 49, LOT 28, 25 X 120 3,000 SQ FT,, ACRES .0689 25 X 120 3,000 SQ FT, |
| Legal Subdivision | OTP DENISON |
| Legal Block | 49 |
| Legal Lot Number | 25,28 25 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 502 |
Source: Grayson County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 409 W MAIN ST, DENISON, TX 75020-3126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2022 | Deed of Trust, Mortgage FIRST UNITED BANK & TRUST CO |
| Dec 10, 2018 | Intrafamily Transfer, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2019 |
| Deed Sale | Dec 5, 2019 |
| Deed Document Number | 2018-27163 |
| Prior Transfer Date | Dec 10, 2018 |
| Prior Transfer Doc | 2018-00027163 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 409 W MAIN ST, DENISON, TX 75020-3126 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 409 W MAIN ST, DENISON, TX 75020-3126 |
| Document Number | 0000000085 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 2022-85 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DENISON, TX 75020 |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Dec 10, 2018 |
| Property Address | 409 W MAIN ST, DENISON, TX 75020-3126 |
| Document Number | 0000027163 |
| Map Reference | VOL 28 PG 362 |
| Instrument Date | Dec 5, 2018 |
| Instrument | 2018-00027163 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Title Company | GRAYSON COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 W MAIN ST, DENISON, TX 75020-3126 |
| Document Number | 0000027164 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 2018-00027164 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Grayson County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $228,498 (+44%) Land $102,000 Building $142,286 | $244,286 (+53.95%) Land $102,000 Building $142,286 | |
| 2024 | $4,423.00 (+21.78%) | ||
| 2023 | $158,679 Land $26,100 Building $132,579 | $158,679 Land $26,100 Building $132,579 | |
| 2022 | $3,632.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENISON serves 27,500 people · EPA ID TX0910003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Sparklight Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| TekWav Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Bluepeak, Nextlink, T-Mobile.
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