413 W Main St, Denison, TX 75020 Property Records

Grayson County property record for 413 W Main St, Denison, TX 75020

Property Summary

Property TypeCommercial
Details6,000 sqft · built 1900
Lot Size0.069 acres (3,001 sqft)
OwnerCompany Name on File
Last Sale$62,500 (Oct 2015)
Tax Bill$10,675 (2024)
Deeds & MortgagesOct 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APND016 3131437

Property Details

APN / Parcel Number

Primary APND016 3131437
Alternative APN
  • 143113

Interior

Building Area6,000 sqft Total Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1990
Lot Area3,001 sqft (0.069 acres)
Lot Dimensions120 ft deep x 25 ft wide

Location & Zoning

Street Address413 W MAIN ST
CityDENISON
StateTX
Zip75020-3126
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionOTP DENISON, BLOCK 49, LOT 26, 25 X 120 3,000 SQ FT, ACRES .0689
Legal SubdivisionOTP DENISON
Legal Block49
Legal Lot Number26
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1023
Census Tract502

Owner

413 W Main St, a commercial property, is owned by a company that bought it in October 2015.

Source: Grayson County records, as of August 11, 2025

Owner of RecordCompany Name on File
Mailing Address427 N RUSK ST, B, SHERMAN, TX 75090-5857
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2015 · Amount on File
Deed SaleOct 1, 2015 · Amount on File
Prior SaleJan 28, 2005 · Amount on File
Deed Document Number201519410
Deed Book / Page5695 / 380
Prior Transfer DateSep 30, 2015
Prior Transfer Doc0000019410
Record UpdatedSep 20, 2026

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGRAYSON TX
Property Address413 W MAIN ST, DENISON, TX 75020-3126
Document Number0000029245
Instrument DateOct 21, 2020
Transaction TypeMortgage
Record UpdatedNov 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address301 N CROCKETT ST #C SHERMAN TX 750905903, C, SHERMAN, TX 75090-5903

Mortgage

Document Number0000029245
DateOct 22, 2020
Instrument29245
Lender
NameAMERISTATE BK
TypeBank
AddressATOKA, OK 74525
Agreement
Term60 Months
DueOct 21, 2025

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$565,986 Land $102,000 Building $463,986$565,986 Land $102,000 Building $463,986
2024$10,675.00
2023$382,917 Land $26,100 Building $356,817$382,917 Land $26,100 Building $356,817
2022$8,909.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENISON
serves 27,500 people · EPA ID TX0910003
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Sparklight
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
TekWav
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Bluepeak, Nextlink, T-Mobile.

Nearby Properties on W Main St

Nearby Streets

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