Grayson County property record for 404 W Main St, #2, Denison, TX 75020
| Property Type | Single Family Home |
|---|---|
| Details | 6,000 sqft · built 1920 |
| Lot Size | 0.069 acres (3,001 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $12,497 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D016 3131442 |
| Primary APN | D016 3131442 |
|---|---|
| Alternative APN |
|
| Building Area | 6,000 sqft Living Area |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 3,001 sqft (0.069 acres) |
| Lot Dimensions | 120 ft deep x 25 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 404 W MAIN ST, 2 |
|---|---|
| City | DENISON |
| State | TX |
| Zip | 75020-3127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OTP DENISON, BLOCK 50, LOT 3, 25 X 120, 3,000SQFT, ACRES 0.0689 |
| Legal Subdivision | OTP DENISON |
| Legal Block | 50 |
| Legal Lot Number | 3 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 502 |
Source: Grayson County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 W MAIN ST, 201, DENISON, TX 75020-3127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK |
| May 10, 2023 | Special Warranty Deed, Transfer |
| Feb 19, 2021 | Vendor's Lien, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2023 |
| Deed Sale | May 10, 2023 |
| Prior Sale | Feb 19, 2021 · Amount on Record |
| Deed Document Number | 202312121 |
| Prior Transfer Date | Feb 12, 2021 |
| Prior Transfer Doc | 0000004926 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Jun 15, 2026 |
| Property Address | 404 W MAIN ST, 2, DENISON, TX 75020-3127 |
| Document Number | 0000015112 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 202615112 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust, 222 |
| Address | 404 W MAIN ST, 201, DENISON, TX 75020-3127 |
| Document Number | 0000015112, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202615112 |
| Name | FIRST UNITED BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | May 10, 2023 |
| Property Address | 404 W MAIN ST # 201, 201, DENISON, TX 75020-3127 |
| Document Number | 0000012121 |
| Map Reference | VOL 28 PG 362 |
| Instrument Date | May 10, 2023 |
| Instrument | 2023-12121 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3111 LOY LAKE RD, DENISON, TX 75020-7265 |
| Name | Verified Name |
|---|---|
| Address | 404 W MAIN ST # 201, 201, DENISON, TX 75020-3127 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Feb 19, 2021 |
| Property Address | 404 W MAIN ST # 201, 201, DENISON, TX 75020-3127 |
| Document Number | 0000004926 |
| Map Reference | VOL 28 PG 362 |
| Instrument Date | Feb 12, 2021 |
| Instrument | 2021-00004926 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Title Company | NOT AVAILABLE, GRAYSON COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3111 LOY LAKE RD, DENISON, TX 75020-7265 |
| Document Number | 0000004927 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021-00004927 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,497.00 (-9.32%) Homeowner's exemption Senior Citizen's exemption | $730,918 (+30.69%) | $754,618 (+34.93%) Land $102,044 Building $652,574 |
| 2024 | $13,782.00 (+15.14%) | ||
| 2023 | $559,281 Land $26,100 Building $533,181 | $559,281 Land $26,100 Building $533,181 | |
| 2022 | $11,970.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENISON serves 27,500 people · EPA ID TX0910003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Sparklight Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| TekWav Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Bluepeak, Nextlink, T-Mobile.
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